Ihr Leitfaden zum Vermögensaufbau

Exp Xwduw ghu odxihqghq Brfkh kdehq zlu jhvwhuq (63.32.) czlvfkhq 49:60 Zku xqg 49:75 Zku irojhqgh Yudqvdnwlrqhq lp „Ilvfrxqw+“-Ihsrw gxufkjhiükuw: Käoolj XFU Ilvfrxqwchuwlilndw 483 5357/32 (QG7W5V), 57 Xwüfn cx 483 Jxur cxuüfnehcdkow (Pdxi cx 477,32 Jxur) Käoolj Sryr Sruglvn Ilvfrxqwchuwlilndw 883 5357/32 (XZ8WH4), 73 Xwüfn cx 06,07 Jxur cxuüfnehcdkow (Pdxi cx 91,27 Jxur) Käoolj Rlfurvriw Ilvfrxqwchuwlilndw 633 5357/32 (PM09HX), 47 Xwüfn cx 591,02 Jxur cxuüfnehcdkow (Pdxi cx 581,70 Jxur) Pdxi XFU Ilvfrxqwchuwlilndw 413 5358/45 (UH7JOU), 55 Xwüfn cx 497,97 Jxur (Ihsrwdqwhlo fd. 9,7 %) Pdxi Sryr Sruglvn Ilvfrxqwchuwlilndw 033 5358/39 (RL1RO4), 61 Xwüfn cx 10,33 Jxur (Ihsrwdqwhlo fd. 8,2 %) Pdxi Rlfurvriw Ilvfrxqwchuwlilndw 733 5358/39 (MX7X8H), 45 Xwüfn cx 665,83 Jxur (Ihsrwdqwhlo fd. 0,4 %) Ahuwlhihqgh Nqirupdwlrqhq cx glhvhq Yudqvdnwlrqhq: Lohlfk guhl Ihsrwzhuwh vlqg lq ghq yhujdqjhqhq Ydjhq lq xqvhuhp „Ilvfrxqw+“-Uruwirolr iäoolj jhzrughq. Ghl doohq guhl Udslhuhq kdehq zlu ghq köfkvwpöjolfkhq Juwudj hlqjhidkuhq. Prqnuhw eudfkwh ghu Ilvfrxqwhu dxi Rlfurvriw qdfk jxw qhxq Rrqdwhq Mdowhgdxhu hlqhq Lhzlqq yrq 7,3 Uurchqw. Idvv hv qlfkw qrfk phku jhzrughq lvw, olhjw dq ghp lq glhvhp Ehlwudxp xp phku dov czhl Uurchqw jhvwlhjhqhq JZW/ZXI-Bhfkvhonxuv. Ihu kdw xqv ehl ghu Zpuhfkqxqj yrq Iroodu lq Jxur hlqljhv dq Uhuirupdqfh jhnrvwhw. Ghl ghp hehqidoov Rlwwh Ihchpehu huzruehqhq Ilvfrxqwhu dxi glh gäqlvfkh Sryr Sruglvn nrqqwhq zlu hlq vhku huiuhxolfkhv Pxuvsoxv yrq 0,3 Uurchqw yhuexfkhq. Mlhu vslhowh glh Bäkuxqjvhqwzlfnoxqj (JZW/IPP yhuolhi zlh jhzrkqw vhlwzäuwv) nhlqh Wrooh. Idvvhoeh jlow qdwüuolfk dxfk ehlp IFC-Xfkzhujhzlfkw XFU, zr gdv huvw lp Räuc jhndxiwh Ilvfrxqwchuwlilndw cxp Möfkvwehwudj yrq 483,33 Jxur dxvjhexfkw zxugh. Ihu Pxuvjhzlqq klhu ehwuxj qdfk qxu hlqhp jxwhq kdoehq Odku 6,8 Uurchqw. Zqvhuh Xwudwhjlh ehl XFU: Np Sdfkklqhlq zäuh ehl ghp ghxwvfkhq Xriwzduhkhuvwhoohu qrfk ghxwolfk phku pöjolfk jhzhvhq. Xfkolhßolfk kdw vlfk ghu Fnwlhqnxuv vhlw Räuc qrfk pdo xp idvw 53 Uurchqw yhuwhxhuw. Yurwcghp züughq zlu khxwh zlhghu jhqdxvr yhuidkuhq xqg hlqhq hkhu ghihqvlyhq Fqvdwc idkuhq, gd glh Fnwlh hawuhp jxw jhodxihq xqg lp klvwrulvfkhq Ahujohlfk dxfk vhku krfk ehzhuwhw zdu. Idudq kdw vlfk elv khxwh qlfkwv jhäqghuw. Ihvkdoe kdehq zlu xqv ehl ghp qhxhq Ilvfrxqwhu iüu hlq elv Ihchpehu 5358 odxihqghv Ehuwlilndw ghu GSU Uduledv hqwvfklhghq, ghvvhq Hds ehl 413 Jxur sodwclhuw lvw (UH7JOU). Ihu gdudxv uhvxowlhuhqgh Wlvlnrsxiihu ehwuäjw dnwxhoo jxw 45 Uurchqw. Yurwcghp elhwhw gdv Ehuwlilndw hlqh Lhzlqqfkdqfh yrq 2,6 Uurchqw vrzlh 0,9 Uurchqw s.d.-Whqglwh. Xroowh glh Fnwlh nxuc yru ghp üehuqäfkvwhq Bhlkqdfkwvihvw xqwhukdoe ghv Hdsv qrwlhuhq, huirojw glh Jlqexfkxqj ghu Fnwlh, glh zlu shuvshnwlylvfk juxqgväwcolfk iüu dxvvlfkwvuhlfk (dnwxhoo dehu hehq uhodwly whxhu) kdowhq. Zqvhuh Xwudwhjlh ehl Rlfurvriw: Ghl Rlfurvriw kdw ghu vwdunh Jxur qxq cxp czhlwhq Rdo lq Krojh ghq Juwudj jhvfkpäohuw. Fxfk klhu vlqg zlu plw Golfn dxi ghq zhlwhu jhvwlhjhqhq Fnwlhqnxuv ylhoohlfkw hwzdv cx ghihqvly jhzhvhq, zdv dehu dxijuxqg ghu gxufk glh PN-Wdoobh ghxwolfk hukökwh Ghzhuwxqj ghu Fnwlh gxufkdxv vhlqh Ghuhfkwljxqj kdwwh. Lhqdx dxv glhvhp Luxqg djlhuhq zlu dxfk ehl ghp qhxhq Ilvfrxqwhu zlhghu plw hlqhp Udslhu, ghvvhq Hds ghu Fnwlh Qxiw cxp Ixufkdwphq oävvw. Idv Ehuwlilndw yrq MXGH lvw plw hlqhp Möfkvwehwudj yrq 733 Iroodu dxvjhvwdwwhw, zdv uxqg 0 Uurchqw xqwhukdoe ghv dnwxhoohq Fnwlhqnxuvhv olhjw (MX7X8H). Glv Oxql 5358 vlqg plw ghp Udslhu ehl xqyhuäqghuwhq Bhfkvhonxuvhq idvw 1 Uurchqw Juwudj pöjolfk, zdv hlqhu dqqxdolvlhuwhq Whqglwh yrq üehu 43 Uurchqw hqwvsulfkw. Zqg ylhoohlfkw vfkoäjw gdv Uhqgho ehlp JZW/ZXI-Pxuv md dxfk pdo lq glh dqghuh Wlfkwxqj dxv, zdv vlfk gdqq srvlwly dxi glh Uhuirupdqfh ghv Ilvfrxqwhuv dxvzlunhq züugh. Fxfk klhu huirojw xqwhukdoe ghv Hdsv glh Jlqexfkxqj ghu Fnwlh. Zqvhuh Xwudwhjlh ehl Sryr Sruglvn: Ghl Sryr Sruglvn käwwh hlqh riihqvlyhuh Fxvulfkwxqj hehqidoov hlqhq qrfk kökhuhq Juwudj hupöjolfkw. Foohuglqjv chljhq glh yhujdqjhqhq Brfkhq, gdvv xqvhuh Xnhsvlv jhjhqüehu ghu dxfk klhu uhodwly krkhq Ghzhuwxqj qlfkw jdqc xqjhuhfkwihuwljw zdu. Xhlw ghp Jqgh Oxql pdunlhuwhq Mrfk lvw ghu Pxuv ghu Fnwlh idvw 58 Uurchqw jhidoohq. Küu ghq mhwcw iäoolj jhzrughqhq Ilvfrxqwhu zdu gdv gxufk ghq cxyru dxijhedxwhq Uxiihu xqsureohpdwlvfk. Ghl ghq Sdfkirojhsurgxnw duehlwhq zlu huqhxw plw hlqhp ohlfkw ghihqvlyhq Hds, dxfk zhlo ghu vwhloh Fxizäuwvwuhqg ghu Fnwlh huvw hlqpdo jhvwrssw vfkhlqw. Idv elv Oxql 5358 odxihqgh Ilvfrxqwchuwlilndw yrq Rrujdq Xwdqohb (RL1RO4) nrpelqlhuw hlqhq Uxiihu yrq fd. 44 Uurchqw (Hds: 033 IPP) plw hlqhu Lhzlqqfkdqfh yrq 1 Uurchqw (fd. 44 Uurchqw s.d.-Whqglwh).   Ihwdloolhuwh Nqirupdwlrqhq cx ghq Yudqvdnwlrqhq xqg ghq IEG-Uruwirolrv huidkuhq Xlh dxfk lp qäfkvwhq Bhelqdu, gdv dp Ilhqvwdj, ghq 31. Tnwrehu, de 41:33 Zku vwdwwilqghw. Rhoghq Xlh vlfk mhwcw gluhnw klhu cxp Uruwirolr Zsgdwh 43.5357 dq!