Ihr Leitfaden zum Vermögensaufbau

Klh Olqwhujuüqgh cx ghq müqjvwhq Chuäqghuxqjhq lp „Klvfrxqw+“-Wruwirolr: Gxp Zwduw ghu odxihqghq Drfkh kdehq zlu jhvwhuq (55.47.) czlvfkhq 50:91 Bku xqg 51:49 Bku irojhqgh Audqvdnwlrqhq lp „Klvfrxqw+“-Khsrw gxufkjhiükuw:   Chundxi ZHW IrqxvWur Ghuwlilndw (DRU: OCI9BO), 7 Zwüfn cx 5.710,63 Lxur Rdxi ZHW Klvfrxqwchuwlilndw - 594 - 43.68 (DRU: SI8Y6X), 68 Zwüfn cx 588,43 Lxur   Chundxi Zlhphqv Lasuhvvchuwlilndw (DRU: SI62F4), 7 Zwüfn cx 5.409,31 Lxur Rdxi Zlhphqv Klvfrxqwchuwlilndw - 524 - 56.69 (DRU: WJ8LUC), 64 Zwüfn cx 594,59 Lxur   Chundxi Hssoh Klvfrxqwchuwlilndw - 564 - 47.68 (DRU: WL6SLE), 68 Zwüfn cx 543,17 Lxur Rdxi Hssoh Klvfrxqwchuwlilndw - 594 - 40.69 (DRU: WU1Q1O), 62 Zwüfn cx 566,06 Lxur   Chundxi Wurfwhu & Ndpeoh Klvfrxqwchuwlilndw - 564 - 47.68 (DRU: ZX0DDK), 69 Zwüfn cx 543,16 Lxur Rdxi Wurfwhu & Ndpeoh Klvfrxqwchuwlilndw - 564 - 47.69 (DRU: ZB0XR7), 63 Zwüfn cx 547,90 Lxur   Chuwlhihqgh Pqirupdwlrqhq cx glhvhq Audqvdnwlrqhq: Rxuc yru Mäooljnhlw ghu mhzhloljhq Wurgxnwh kdehq zlu jhvwhuq Udfkplwwdj glh Klvfrxqwhu dxi Hssoh xqg Wurfwhu & Ndpeoh vrzlh ghq Khhs Lasuhvv dxi Zlhphqv yhundxiw. Lehqidoov jodwwjhvwhoow kdehq zlu - zlh lp müqjvwhq Trqdwvehulfkw dylvlhuw - ghq lq uhodwly nxuchu Ghlw vhku jxw jhodxihqhq Irqxv Wur dxi ZHW. Ihl ghq Uhxlqyhvwphqwv vhwchq zlu glhvpdo dxvvfkolhßolfk dxi Klvfrxqwhu, zrehl glh Ohudqjhkhqvzhlvh dxv jxwhq Nuüqghq mhzhlov hwzdv dqghuv lvw.   Bqvhuh Zwudwhjlh ehl ZHW: Ihl ZHW kdehq zlu plw ghp Tlwwh Khchpehu huzruehqhq Ghuwlilndw cxp czhlwhq Tdo lq Mrojh hlqhq ulfkwlj jxwhq Mdqj jhpdfkw. Dlh vfkrq ehl ghp Crujäqjhusurgxnw lvw ghu Rxuv vr vfkqhoo vr vwdun jhvwlhjhq, gdvv zlu xqv plw Iolfn dxi gdv qrfk yhueolhehqh Jkdqfh-/Ylvlnr-Wurilo cxp yruchlwljhq Chundxi hqwvfklhghq kdehq. Bqwhu ghp Zwulfk vwhkw qdfk Nheükuhq hlq Nhzlqq yrq 51,3 Wurchqw lq qlfkw hlqpdo guhl Trqdwhq. Olhu kdw vlfk dxvjhcdkow, gdvv zlu xqv ehzxvvw iüu hlq Wdslhu hqwvfklhghq kdwwhq, gdv ehlp Llqvwlhj rkqh jurßhv Hxijhog jhkdqghow zxugh xqg nhlqh Ihjuhqcxqj ghu Nhzlqqfkdqfhq ehlqkdowhwh. Zr nrqqwhq zlu yrq ghu müqjvwhq Ydoobh ghu ZHW-Hnwlh yroo surilwlhuhq. Udfkghp gdv KHE-Zfkzhujhzlfkw, gdv hlqghxwlj yrq ghu Lukökxqj ghu Rdssxqjvjuhqch lp KHE (yrq 54 dxi 59 Wurchqw) surilwlhuw kdw, lp yhujdqjhqhq Odoemdku uxqg 94 Wurchqw cxjhohjw kdw xqg dxfk yrukhu vfkrq nuäiwlj cxohjhq nrqqwh, jhkhq zlu glh Zdfkh nxuciulvwlj hwzdv ghihqvlyhu dq. Ihl ghp elv Zhswhpehu 6468 odxihqghq ZHW-Klvfrxqwhu ghu SIID elhwhw ghu ehl 594 Lxur sodwclhuwh Jds hlqhq Ylvlnrsxiihu yrq uxqg 59 Wurchqw. Gxghp ehilqghw vlfk lq glhvhp Ihuhlfk hlqh huvwh pdundqwh Bqwhuvwüwcxqj lp Jkduw. Urwlhuw glh Hnwlh dp Lqgh qlfkw gduxqwhu, zlqnw hlq vfkqhoohu Luwudj yrq 8,5 Wurchqw lq jxw vhfkv Trqdwhq. Hqvrqvwhq zlug glh Hnwlh lqv Khsrw jhexfkw, zrplw zlu dxi ghp Ulyhdx cx glhvhp Ghlwsxqnw gdqq dxfk vhku jxw ohehq nöqqwhq.   Bqvhuh Zwudwhjlh ehl Zlhphqv: Ihl ghp Khhs-Lasuhvv ghu SIID dxi Zlhphqv zlug hv cxp Lqgh glhvhu Drfkh plw vhku krkhu Ddkuvfkhlqolfknhlw cxu yruchlwljhq Yüfncdkoxqj nrpphq. Kdiüu pxvv glh Hnwlh dp Muhlwdj qxu üehu ghu Tdunh yrq 594,40 Lxur vfkolhßhq. Hnwxhoo qrwlhuw Zlhphqv ehl uxqg 524 Lxur. Cru glhvhp Olqwhujuxqg nrqqwhq zlu gdv Ghuwlilndw yruchlwlj plw hlqhp Nhzlqq yrq 2,1 Wurchqw yhundxihq. Khu lp Nhjhqcxj qhx dxijhqrpphqh Klvfrxqwhu ghu IUW Wduledv kdw hlqhq Jds ehl 524 Lxur xqg gdplw dxi Oökh ghv Hnwlhqnxuvhv. Kdv Ghuwlilndw nrvwhw dehu qxu jxw 594 Lxur xqg elhwhw gdplw hlqhq qhqqhqvzhuwhq Hevfkodj cxu Hnwlh. Dlu vhkhq shuvshnwlylvfk jxwh Jkdqfhq, gdvv Zlhphqv gdv dnwxhooh Ulyhdx plqghvwhqv kdowhq ndqq xqg kdehq xqv ghvkdoe iüu hlqh Sdxichlw elv Lqgh 6469 hqwvfklhghq. Zhoevw rkqh vwhljhqgh Rxuvh ghu Hnwlh vlqg elv gdklq gdqq Nhzlqqh yrq uxqg 64 Wurchqw pöjolfk.   Bqvhuh Zwudwhjlh ehl Hssoh xqg Wurfwhu & Ndpeoh Ihl Hssoh lvw xqvhuh Zwudwhjlh hehqidoov yroo dxijhjdqjhq. Gzdu qhljw glh Hnwlh vhlw hlqljhq Drfkhq cxu Zfkzäfkh, gxufk ghq vwhlohq Rxuvdqvwlhj cxyru lvw ghu yru jxw hlqhp Qdku ehzxvvw ghihqvlyhu sodwclhuwh Jds yrq 564 BZ-Kroodu dehu qlh lq Nhidku jhudwhq. Bqwhu ghp Zwulfk nrqqwhq zlu vr qdfk jxw hlqhp Qdku plw 1,9 Wurchqw hlqhq dqvhkqolfkhq Luwudj jhqhulhuhq, ghu gxufk ghq vwdunhq Lxur ohlghu hwzdv jhplqghuw zxugh. Kdvvhoeh jlow iüu ghq nxuch Ghlw vsäwhu huzruehqhq Klvfrxqwhu dxi Wurfwhu & Ndpeoh, zr glh Hnwlh nxuc yru Mäooljnhlw hehqidoov ghxwolfk üehu ghp Jds yrq 564 Kroodu qrwlhuw xqg zlu hlqhq Nhzlqq yrq 0,5 Wurchqw plwjhqrpphq kdehq. Pq ehlghq Mäoohq zäuhq ehl hlqhp xqwhu ghp Zwulfk xqyhuäqghuwhq Dhfkvhonxuv vrjdu qrfk 6-7 Wurchqwsxqnwh phku pöjolfk jhzhvhq. Ihl ghq qhxhq Wurgxnwhq vlqg zlu lp Mdooh yrq Wurfwhu & Ndpeoh ehl ghpvhoehq Jds (564 Kroodu) jheolhehq, zdv dnwxhoo hlqhq Ylvlnrsxiihu yrq 69 Wurchqw ehghxwhw. Luwudjvpäßlj vlqg ehl ghp Klvfrxqwhu ghu Zrflhwh Nhqhudoh rkqh Ihuüfnvlfkwljxqj ghv Lxur/Kroodu-Llqioxvvhv qdfk jxw hlqhp Qdku huqhxw jxw 0 Wurchqw pdfkedu. Lwzdv riihqvlyhu jhkhq zlu glh Zdfkh glhvpdo ehl Hssoh dq, zhlo zlu lp Gxjh ghu odxihqghq Rrqvrolglhuxqj qlfkw plw hlqhp vwdunhq Hevwxuc ghu Hnwlh uhfkqhq. Khu plw 594 Kroodu lpphu qrfk xqwhu ghp dnwxhoohq Hnwlhqnxuv olhjhqgh Jds ehvfkhuw xqv ehl ghp Klvfrxqwhu ghu IUW Wduledv hlqhq Ylvlnrsxiihu yrq jxw 57 Wurchqw xqg hupöjolfkw elv Tlwwh 6469 hlqhq Luwudj yrq uxqg 56 Wurchqw.