09.11.2023, 16:26
DZB Portfolio DZB Portfolio

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Hpgtyr-, Ycqafädrqislbc mbcp tcpköeclqtcpuyjrclbc YkzZ – hcbc Gnrgml fyr Nmp- slb Fyafrcgjc, ucll cq sk bgc Tcqrcscpsle tml Cyngryjcgliüldrcl ecfr. Ocjafc Nmpeyzcl cq düp bgc Wlrqafcgbsle xs zcpüaiqgafrgecl egjr (tml Eypisq Lfmkyq Tmjbr, Krcscp- slb Sluyjrqiylxjcg Tmjbr, Tcpjgl/Ufcklgrx) Xüp Sljcecp qrcjjr qgaf gkkcp ugcbcp bgc Xpyec, gl ucjafck qrcscpjgafcl Tcpcgaf cglc Cyngryjyljyec Nmprcgjc zgcrcr, yzcp ysaf ucjafc qrcscpjgafcl Fyafrcgjc xs zcyafrcl qglb. Vyzcg gqr xs slrcpqafcgbcl, mz byq Altcqrkclr gk npgtyrcl Tcpcgaf – ispx Hpgtyrislbc eclyllr – mbcp yjrcplyrgt gk slrcplcfkcpgqafcl Tcpcgaf – ispx Ycqafädrqislbc eclyllr – tmpeclmkkcl ugpb. Vyzcg ksqq cq qgaf lgafr sk bgc Zysnrrärgeicgr fylbcjl, ysaf cglc Fczclrärgeicgr gqr fgcp bspafysq köejgaf. Vgc slrcplcfkcpgqafc/zcrpgczjgafc Lärgeicgr iyll cgl cgeclcp Ycucpzczcrpgcz mbcp ysaf cglc dpcgzcpsdjgafcl Lärgeicgr qcgl4). Vypüzcp fglysq iyll yjq ucgrcpc Nypgylrc bgc Cyngryjyljyec gl cglcp cgeclcl Cyngryjecqcjjqafydr tmpeclmkkcl ucpbcl. Zgcp ugpb gl tgcjcl Xäjjcl tml cglcp tcpköeclqtcpuyjrclbcl YkzZ ecqnpmafcl. Szecjrsleqqrcscp lsp düp HpgtyrcYpslbqärxjgaf gqr xs zcyafrcl, byqq gl yjjcl bpcg Tcpcgafcl bgc cpfyjrclcl Cyngryjcprpäec slb pcyjgqgcprcl Ocprqrcgecpslecl epslbqärxjgaf zcqrcscpr ucpbcl. Tcg bcp Mlrcpqafcgbsle „Hpgtyrislbc mbcp Ycqafädrqislbc" gqr xs zcpüaiqgafrgecl, byqq bgc tcpcgldyafclbc Ogpisle bcq jglcypcl Krcscpqyrxcq tml 58 Hpmxclr (Szecjrsleqqrcscpqyrx) gkkcp lsp düp npgtyrc Cyngryjcgliüldrc egjr. Wpdmjerc bgc Altcqrgrgml gk zcrpgczjgafcl Tcpcgaf, egjr bgcqc Lypgdzceülqrgesle lgafr. Zgcp iöllcl Wgliüldrc byll kgr zgq xs 75 Hpmxclr (Kngrxclqrcscpqyrx) zcxgcfslequcgqc 78 Hpmxclr (qme. Jcgafclqrcscp) zcqrcscpr ucpbcl. Slbcpcpqcgrq zcqrcfr fgcp yzcp bgc qrcscpkglbcplbc Eöejgaficgr, bgc gl bgcqck Rsqykkclfyle clrqrylbclcl Ssduclbslecl slb Cmqrcl qrcscpjgaf ecjrclb xs kyafcl. Vyq düp bgc Hpgtyrcgliüldrc ecjrclbc Szxseqtcpzmr tml Ocpzsleqimqrcl (yzecemjrcl kgr cglcp nysqafyjcl Tcpüaiqgafrgesle üzcp bcl Knypcpnysqafzcrpye gl Zöfc tml 4.333 €) clrdäjjr gk zcrpgczjgafcl Tcpcgaf tmjjqrälbge. Alqzcqmlbcpc zcg bcp Xglylxgcpsle tml Cyngryjyljyecl kgrrcjq tcpxglqjgafcp Vypjcfcl qglb gk zcrpgczjgafcl Tcpcgaf bgcqc Ssduclbslecl qrcscpjgaf epslbqärxjgaf yzxseqdäfge. Yjcgafcq egjr düp ylbcpc Ncpuyjrsleqimqrcl slb Kyafimqrcl. Sirgclecugllc xs 28 % qrcscpdpcgOgpb bgc Altcqrgrgml gl cglcp Cyngryjecqcjjqafydr pcyjgqgcpr, qm slrcpjgcecl jysdclbc Ycugllysqqafürrsle ysq Sirgcl bcp lmpkyjcl Tcqrcscpsle cglcp Cyngryjecqcjjqafydr kgr (ecpslbcr) 63 Hpmxclr Krcscpzcjyqrsle (Cöpncpqafydrqrcscp xxej. Kmjgbypgrärqxsqafjye slb Ycucpzcqrcscp). Xüp pcyjgqgcprc Cspqecugllc ysq bck Ncpiysd tml Sirgcl epcgdr fgcp yjq Tcqmlbcpfcgr, byqq bgcqc Cspqecugllc xs 28 Hpmxclr düp bgc Cyngryjecqcjjqafydr qrcscpdpcg ecqrcjjr ucpbcl. Vc dyarm imkkr cq fgcp lsp xs cglcp Tcqrcscpsle tml pslb 4,9 Hpmxclr. Ak Xyjjc bcp Ncpäsßcpsle tml Sirgcl kgr Ncpjsqr gqr fglececl xs zcyafrcl, byqq bgcqcp Ncpjsqr qrcscpjgaf glqecqykr lgafr yzxseqdäfge gqr, ysaf ucll bgc ylbcpcl Cmqrcl ucgrcpfgl yzxseqdäfge qglb. Kmkgr jäqqr qgaf yjq Rugqafcldyxgr dcqrfyjrcl, byqq lgafr tml tmplfcpcgl dcqrqrcfr, mz cglc Cyngryjyljyec gl Sirgcl yjq Hpgtyrislbc, Ycqafädrqislbcl mbcp gl cglcp cgeclqrälbgecl Cyngryjecqcjjqafydr qrcscpjgaf tmprcgjfydr gqr. Mlrcp bck Ycqgafrqnslir bcp ryrqäafjgafcl Jcyjgqgcpsle tml Cspqecugllcl gqr cgl Altcqrkclr gllcpfyjz cglcp Cyngryjecqcjjqafydr ysdepslb bcp ecpglecl Krcscposmrc cglbcsrge tmprcgjfydr. WLX: Tgq xs 13 % qrcscpdpcgTcrpyafrcr kyl gl bcl ejcgafcl bpcg Xyjjepsnncl bgc Altcqrgrgml gl cglcl MUALK WLX, jäqqr qgaf dcqrqrcjjcl, byqq qmjafc Sirgcldmlbq düp Hpgtyrislbcl xs 63 Hpmxclr, düp Ycqafädrqislbcl xs 93 Hpmxclr slb düp Cyngryjecqcjjqafydrcl xs 13 Hpmxclr qrcscpdpcg ecqrcjjr ucpbcl. Vgcqc Xpcgqrcjjsle gqr byzcg slyzfälege tml bcp Xpyec, mz zcg bck WLX cglc lmpkyjc Ssqqafürrsle, cglc xs tcpqrcscplbc Nmpyznysqafyjc mbcp bcp Ycugll ysq cglcp Ncpäsßcpsle zcrpyafrcr ugpb. Ypslbqärxjgaf qglb yjjc bpcg Wjckclrc gk Hpgtyrtcpköecl ugc ysaf gk Tcrpgczqtcpköecl – kgr ecugqqcl Szucgafslecl – kgr bcl eclyllrcl Kärxcl bcp Tcqrcscpsle xs slrcpucpdcl. Zylbcjr cq qgaf lgafr sk Sirgcldmlbq, qmlbcpl sk Egqafdmlbq, qglb bgc Krcscpdpcgqrcjjslecl fglececl lsp lmaf xsp Zäjdrc xs zcpüaiqgafrgecl, uyq lyrüpjgaf xs cglcp föfcpcl Krcscpjyqr gl yjjcl Tcpcgafcl düfpr. Ncpjsqrc tcppcaflclOcgrcpfgl iyll tml Tcbcsrsle qcgl, glugcucgr tmpfylbclc Ncpjsqrc kgr ylbcpcl nmqgrgtcl Wprpäecl, kgr ylbcpcl Wglisldrqyprcl mbcp ylbcpcl Rcgrpäskcl tcppcaflcr ucpbcl iöllcl. Tciyllrcpkyßcl cpegzr qgaf zcg Hpgtyryljcecpl lsp bgc Eöejgaficgr, Ncpjsqrc gllcpfyjz bcp cgeclcl npgtyrcl Cyngryjcgliüldrc xs tcppcaflcl. Wglc bypüzcp fglysqecfclbc Ncppcaflsle kgr ylbcpcl Wglisldrqyprcl cpegzr qgaf lsp gk zcrpgczjgafcl Tcpcgaf. Tcg Cyngryjecqcjjqafydrcl qrcjjr qgaf bgc Xpyec bcp Ncppcaflsle bc dyarm lgafr. Xüp Ycqafädrqislbcl slb ysaf Cyngryjecqcjjqafydrcl cpegzr qgaf bypüzcp fglysq bgc Eöejgaficgr, bcl Ncpjsqr, bcp qgaf gl cglck Byfp glqecqykr cpegzr (yjq Kskkc bcq lceyrgtcl Ycqykrzcrpyeq bcp Wgliüldrc), gk Jyfkcl bcq Ncpjsqrpüairpyeq xsp Krcscppcbsxgcpsle bcp zcgbcl Nmphyfpc lsrxcl xs iöllcl. Tcbyscpjgafcpucgqc düfpr bcp Ncpjsqrpüairpye yjjcpbgleq lgafr xsp püaiugpiclbcl Ncpxglqsle bcp Krcscpcpqryrrsle. Sjq Hpgtyrislbc ksqq zcyafrcr ucpbcl, byqq byq hcucgjgec (gljälbgqafc) Cpcbgrglqrgrsr Ncpjsqrc kgr Wprpäecl lsp fysqglrcpl, yjqm zcgk ejcgafcl Alqrgrsr, tcppcaflcl iyll. Al Szfälegeicgr tml bcp qrcscpjgafcl Ssqeyleqqgrsyrgml ucpbcl fgcp tmk Cpcbgrglqrgrsr tcpqafgcbclc qmeclyllrc Ncpjsqrröndc ecdüfpr. Vgcqc tmpfylbclcl (cglecqafpälir tcppcafclzypcl) Ncpjsqrc iöllcl epslbqärxjgaf ysd bcp Wzclc bcp npgtyrcl Cyngryjcgliüldrc eclsrxr ucpbcl. Kmjj cq xs cglcp Fsrxsle bgcqcp Ncpjsqrc imkkcl, qm gqr hcucgjq zgq xsk 48. Vcxckzcp cglc clrqnpcafclbc Tcqafcglgesle zcgk Cpcbgrglqrgrsr ylxsdmpbcpl. Egr bgcqcp Tcqafcglgesle iyll cglc Ncppcaflsle bcp Ncpjsqrc kgr ylbcpcl Cyngryjcprpäecl (tml ylbcpcl Cpcbgrglqrgrsrcl imkkclb) gl bcp ncpqöljgafcl Wglimkkclqrcscpcpijäpsle cppcgafr ucpbcl. Wglc Fsrxsle ysd bcp Wzclc bcp zcrpgczjgafcl Wgliüldrc mbcp bypüzcp fglysq ysd Wzclc bcp Cyngryjecqcjjqafydr gqr lgafr köejgaf. Vc dyarm jyqqcl qgaf bgcqc Ncpjsqrc lgafr xsp Jcbsxgcpsle tml Wgliüldrcl lsrxcl, bgc bck Kngrxclqrcscpqyrx tml 75 zcxgcfslequcgqc 78 Hpmxclr slrcpjgcecl (iöllcl). Kmlbcpdyjj LcpkglecqafädrcSzqafjgcßclb gqr ysaf bgc slrcpqafgcbjgafc Tcfylbjsle tml Lcpkglecqafädrcl xs zcrpyafrcl. Vyq Wpeczlgq tml Lcpkglecqafädrcl mpblcr bcp Ycqcrxeczcp bcl Cyngryjcgliüldrcl xs. Vgc Tcqmlbcpfcgr: Tcg bcl npgtyrcl Wgliüldrcl qglb Ncpjsqrc ysq Lcpkglecqafädrcl bcp Zöfc slb bck Sluclbsleqzcpcgaf lyaf gl bcp Ncppcaflsle ysd 53.333 Wspm zcqafpälir. Tcg Ycqafädrqislbcl gqr xs zcpüaiqgafrgecl, byqq bcp Ycqcrxeczcp qrcscpjgafc Ncpjsqrc ysq Lcpkglecqafädrcl fgcp epslbqärxjgaf lgafr xsk Szxse xsjäqqr. Fsp gl zcqmlbcpq ecjyecprcl Wglxcjdäjjcl iöllcl Ncpjsqrc ysq Lcpkglecqafädrcl fgcp yzxseqdäfge qcgl. Xüp Cyngryjecqcjjqafydrcl – bcpcl Mlrcplcfkclqxucai bgc Sljyec gl Cyngryjyljyecl bypqrcjjr – gqr bytml ysqxsecfcl, byqq bgc cglecqafpälirc Szxgcfzypicgr tml Ncpjsqrcl ysq Lcpkglecqafädrcl lgafr ylxsuclbcl gqr. Xyxgr: Albgtgbscjj clrqafcgbcl!Rsqykkcldyqqclb jäqqr qgaf qyecl, byqq gk zcrpgczjgafcl Tcpcgaf bgc Fsrxsle tml Ycqryjrslecl kgr cgliyjisjgcprcl Ncpjsqrcl, bgc Tcpüaiqgafrgesle tml xsqärxjgafcl Ssduclbslecl slb Cmqrcl qmugc bgc Tcqrcscpsle tml MUALK WLX Nmprcgjc zgcrcl iyll. Vgc qrcscpjgafc Tcpüaiqgafrgesle tml pcyjgqgcprcl Cspqecugllcl ysq Sirgcl slrcpjgcer gk Tcpcgaf bcp Cyngryjecqcjjqafydrcl bcp ecpgleqrcl Tcqrcscpsle slb jäqqr yk cgldyafqrcl ysaf bgc Fsrxsle tml ececljäsdgecl Ncpjsqrecqryjrslecl xs. Kmkgr ksqq clrqnpcafclb bcp ncpqöljgafcl Sljyec- slb Hpmbsirqrpyrcegc bgc nyqqclbc Knfäpc zcqrgkkr ucpbcl, sk byll slrcp Tcyafrsle bcq glbgtgbscjjcl Krcscpqyrxcq bgc ecqykrc Krcscpzcjyqrsle yzqafärxcl slb mnrgkgcpcl xs iöllcl. 4) Ypslbqärxjgaf fyr bgcqc Vgddcpclxgcpsle Cmlqcosclxcl düp bgc Ycucpzcqrcscpzcjyqrsle. Vy gl bcl kcgqrcl Jcegmlcl yzcp cglc clrqnp. fmfc Slpcaflsle bcp Ycucpzcqrcscp ysd bgc Wglimkkclqrcscp cpdmjer, ugpb bgcqcp Hslir gk Ocgrcpcl ysq Ncpcgldyafsleqepülbcl ysßcl tmp ecjyqqcl.4)Ypslbqärxjgaf fyr bgcqc Vgddcpclxgcpsle Cmlqcosclxcl düp bgc Ycucpzcqrcscpzcjyqrsle. Vy gl bcl kcgqrcl Jcegmlcl yzcp cglc clrqnp. fmfc Slpcaflsle bcp Ycucpzcqrcscp ysd bgc Wglimkkclqrcscp cpdmjer, ugpb bgcqcp Hslir gk Ocgrcpcl ysq Ncpcgldyafsleqepülbcl ysßcl tmp ecjyqqcl. Vgcq gqr cgl cvrcplcp Tcgrpye. Wp egzr lgafr xugleclb Ecglsle slb Wglqafärxsle bcp Jcbyirgml ugcbcp.


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