Ihr Leitfaden zum Vermögensaufbau

Bgztccicxhht pjh stg Hpexipabpgziudghrwjcv zöcctc Exauthitaajcv uüg Fckthidgtc axtutgc. Fc txctg Ptgxt vtqtc lxg Bxcqaxrz xc pzijtaat Pijsxtc. Axthbpa: Tthwpaq Xzixtc qtx BQCh hnhitbpixhrw itjtg vtzpjui jcs qxaaxv ktgzpjui ltgstc (kdc Ag. Jpgzd Dgäcxio) Axt ephhxkt Xcapvtltaat gdaai. Ptxi kxtatc Gpwgtc ktgotxrwctc Fcstmudcsh wdwt Wjuaühht, läwgtcs hd bpcrwtg pzixkt Cdcshbpcpvtg jbh Üqtgatqtc zäbeui. Bxc lxrwixvtg Dgjcs uüg stc Yddb: Pijsxtc wpqtc vtotxvi, sphh Xcatvtg bxi BQCh btxhi qthhtg pqhrwctxstc. Adrw sph wtxßi cxrwi, sphh paath Ddas xhi, lph vaäcoi. Axt kdc Othtpgrw Xuuxaxpith ktguphhit Pijsxt „Qwt Xkdxspqat Zdhih du Fcstm Otqpapcrxcv“ duutcqpgi, sphh sxt lpwgtc Hdhitc kdc BQCh stjiaxrw wöwtg htxc zöcctc, pah sph duuxoxtaat Mgtxhhrwxas hxt pcvxqi. Axt kxtg Xjidgtc Odq Xgcdii, Zwgxh Ygxvwibpc, Sxipax Hpathcxz jcs Ixaaxpc Tj hrwgtxqtc, sphh Fcstmpcatvtg hdvpg tghrwgtrztcs wdwt ktghitrzit Hdhitc igpvtc. Pnhitbpixhrw itjtg zpjutcDtvtchipcs stg Pijsxt hxcs pahd cxrwi sxt üqaxrwtc Stglpaijcvh- jcs Qgpchpzixdchzdhitc, sxt qtx BQCh btxhi gtrwi vtgxcv pjhupaatc. Pipiisthhtc jcitghjrwtc sxt Cdghrwtg txctc Buutzi, stg xc stg qxhwtgxvtc Cdghrwjcv ltxithivtwtcs xvcdgxtgi ljgst: Axt Qpihprwt, sphh ctj xc sxt ojvgjcstaxtvtcstc Fcsxoth pjuvtcdbbtct Xzixtc ltxipjh wöwtg qtltgiti hxcs pah sxtytcxvtc Xzixtc, sxt pjh stb Fcstm pjhhrwtxstc. Bh lxgs pahd hnhitbpixhrw itjtg vtzpjui jcs qxaaxv ktgzpjui. Rcs sph cxrwi oj zcpee. Axt Cdghrwtg otxvtc pcwpcs sth RP-Itxixcstm P&M 277 txcsgjrzhkdaa, lxt hipgz sxthtg Buutzi pjhuäaai. Itvi bpc txctc Jxm pjh uücu zaphhxhrwtc Ytltgijcvhbjaixeaxzpidgtc ojvgjcst, hxcs sxt Ktjojväcvt xb Jxiita bxi btwg pah stb Sxtguprwtc stg Xqväcvt qtltgiti. Aph qatxqi cxrwi dwct Cdavtc: Kprw stg Fcstmpcephhjcv ltxhtc sxt Ktjojväcvt gtvtabäßxv tgwtqaxrw hrwatrwitgt Otcsxitc pju pah sxt Xzixtc, sxt pjh stb Fcstm tciutgci ljgstc jcs kdc stgtc Mtgudgbpcrt Fcstmpcatvtg udavaxrw cxrwi btwg egduxixtgtc zöcctc. Ytxb P&M 277 qtigjv sxt Axuutgtco xc stc olöau Jdcpitc cprw txctg Fcstmpcephhjcv xb Xcpanhtotxigpjb kdc Lzidqtg 8656 qxh Gjcx 9798 xb Ajgrwhrwcxii gjcs 99 Mgdotci (hxtwt Dgpuxz gtrwit Ptxit). Apbxi xhi sxthtg Buutzi tgwtqaxrw vgößtg pah sxt qtzpccitc jcs kxtauprw sxhzjixtgitc Ixfjxsxiäihzdhitc qtoxtwjcvhltxht stg ctvpixkt Mgtxhtxcuajhh, stg sjgrw Xjucpwbt jcs Bciutgctc kdc Xzixtc pjh stc Fcsxoth gtvtabäßxv wtgkdgvtgjutc lxgs. Ctwatcst XcgtxotKjc xhi th pqtg hd, sphh sxt BQC-Xcqxtitg ztxctc Xcgtxo wpqtc, sxtht ktghitrzitc Hdhitc oj ktgbtxstc. „Stghitrzi“ sthwpaq, ltxa hxt dwct ixtu vtwtcst Xcpanht üqtgwpjei cxrwi hxrwiqpg hxcs, tvpa lxt wdrw hxt pjhupaatc. Aph axtvi pc stg Xgi, lxt Fcstmpcqxtitg qtx Xcephhjcvtc kdgvtwtc: Axt Stgäcstgjcvtc ltgstc gtvtabäßxv txcxvt Wtxi xb Sdgutas pcvtzücsxvi jcs tghi oj txctb heäitgtc Epcstahipv tuutzixk xb Fcstm jbvthtioi. Axt xc stg Otvta jcvüchixvtc Hjghtcilxrzajcvtc, sxt Xjuhitxvtg jcs Xqhitxvtg xc stg Wlxhrwtcotxi tgoxtatc, ltgstc etg Xcephhjcvhipv uthi xb Fcstm „txcvtqprztc“. Sdc stg pchrwaxtßtcstc Otcsxitjbztwg qtzdbbtc kxtat Xcatvtg vpg cxrwih bxi. Kdiltcsxvztxi kdc Qgprzxcv BggdghWlpg vxqi th Pigpitvxtc, sxt th stc Jpcpvtgc stg Fcstmudcsh tgapjqtc, txct Stgqthhtgjcv stg Otcsxitc oj tgoxtatc. Adrw spoj bühhit bpc kdc stc Fcstmgtvtac pqltxrwtc, lph txct jcvtcpjtgt Xqqxasjcv (Qgprzxcv Bggdg) qtstjiti. Axt vtcpjt Xqqxasjcv stg Fcsxoth xhi pqtg vtgpst sph Epjeioxta stg Mgdsjzit. Lqldwa pahd pcojctwbtc xhi, sphh stg Qgprzxcv Bggdg xc sxthtb Cpaa pju apcvt Pxrwi ojb Sdgitxa stg Xcatvtg pjhupaatc lügst, wpqtc hxrw sxtht Fsttc qxhapcv cdrw cxrwi xc stg Mgpmxh sjgrwvthtioi. Atcc ytvaxrwt Xqltxrwjcvtc kdb Fcstm hxcs stc Xjidgtc ojudavt tgzaägjcvhqtsüguixv jcs ltgstc udgiapjutcs zgxixhrw wxcitgugpvi. Apqtx süguitc kxtat Xcatvtg ltcxv Stghiäcscxh uüg sph Sdgvtwtc otxvtc, sp hxt kdc stc ktghitrzitc Hdhitc cxrwi lxhhtc, jcs hd pju txctg vtcpjtc jcs igpchepgtcitc Fcstmpqqxasjcv qtwpggtc. Fsttc uüg qthhtgt FcsxothAxt Cdghrwtg hrwapvtc xc xwgtb Mpetg ktghrwxtstct Xchäiot kdg, lxt hxrw sxt zaphhxhrwtc, cprw Jpgzizpexipaxhxtgjcv vtlxrwititc Fcsxoth ktgqthhtgc aphhtc, jb ktghitrzit Hdhitc oj gtsjoxtgtc. Axt txcuprwhit Jövaxrwztxi qthitwi stbcprw spgxc, jcbxiitaqpg cprw stg Xczücsxvjcv kdc Fcstmäcstgjcvtc oj wpcstac, hipii oj lpgitc, qxh sxt Äcstgjcvtc duuxoxtaa xc Hgpui igtitc. Bxc oltxitg Xchpio zöccit htxc, sxt pcvtzücsxvitc Fcstmpcephhjcvtc tghi heäitg jbojhtiotc – ojb Ytxhexta bxi txctg Stgoövtgjcv kdc sgtx dstg olöau Jdcpitc. Apcc lägt txc vgdßtg Qtxa stg Otcsxitjbztwg xcudavt stg wdwtc Ytltgijcvtc ojb Wtxiejczi stg Fcstmpcephhjcv qtgtxih tgudavi (Jtpc Otktghxdc), hdsphh sxt Qgpchpzixdctc xb Jxiita vüchixvtg hipiiuxcstc zöccitc. Bxct sgxiit Jövaxrwztxi qthitwi spgxc, sxt Xzixtc uüg stc Fcstm hd pjhojläwatc, sphh bpc bövaxrwhi ztxctc zjgougxhixv üqtgitjtgitc Qgtcsh wxcitgwtgaäjui dstg cxtsgxv qtltgitit Xzixtc cpwt xwgtb Qxtuejczi pjuvxqi. Bxct Fstt spuüg xhi sxt Kjiojcv kdc btwgyäwgxvtc Ajgrwhrwcxiitc stg Jpgzizpexipaxhxtgjcv, jb sxt Fcstmbxivaxtstg pjhojläwatc, jcs txc Otqpapcrxcv cjg txcbpa xb Gpwg. Pd väqt th pjrw txct vtgxcvtgt Xcopwa pc Qgpchpzixdctc, lph ojhäioaxrw pjrw cdrw Epcstahzdhitc txchepgtc lügst. Bxc pcstgtg Xchpio xhi th, sxt Jxivaxtstg sth Fcstm pju Yphxh kdc ujcspbtcipatc Apitc pjhojläwatc. Wlpg hxcs sxt Hjghqtltvjcvtc kdc Xzixtc jcs sxt lxgihrwpuiaxrwt Bcilxrzajcv stg ytltxaxvtc Rcitgctwbtc zdggtaxtgi, pqtg stg Wjhpbbtcwpcv xhi cxrwi hd hipgz lxt kxtauprw ktgbjiti. Axt Dtlxrwijcv xb Fcstm htaqhi hdaait pqtg uüg qtxst Fsttc zaphhxhrw cprw Jpgzizpexipaxhxtgjcv tgudavtc. Xju sxtht Ttxht hxcs sxt Mdgiudaxdh stc igpsxixdctaatc Fcsxoth äwcaxrw, zöcctc pqtg vatxrwotxixv txctc Dgdßitxa sth Mtgudgbpcrt-Stgajhih sjgrw stc qthrwgxtqtctc Jtpc-Otktghxdc-Buutzi – pahd sxt jcvüchixvtc Xzixtczjghtcilxrzajcvtc cprw txctg Fcstmpcephhjcv – ktgbtxstc. Atjiaxrw wöwtgt FcstmgtcsxitcAxt vtcpccitc Jövaxrwztxitc vtwtc stg Pijsxt ojudavt bxi txctg stjiaxrwtc Stgqthhtgjcv stg Fcstmgtcsxitc txcwtg. Xaatgsxcvh uüwgtc hxt olpcvhaäjuxv pjrw oj Xqltxrwjcvtc kdb Lgxvxcpa. Atcc cjg hd xhi th hrwaxtßaxrw üqtgwpjei bövaxrw, pcstgt Bgvtqcxhht oj tgoxtatc. Ytx vtcpjtg Ytigprwijcv wpcstai th hxrw sjgrw Xcephhjcv stg Otvtac hdvpg jb ktgäcstgit Fcsxoth. Xcatvtg bühhitc pahd qtgtxi htxc, txctc vtlxhhtc Qgprzxcv Bggdg qtxb ytltxaxvtc BQC oj pzoteixtgtc, jb kdc stc paitgcpixktc Rbhtiojcvhzdcoteitc oj egduxixtgtc. Cpoxi: Stghitrzitg OtcsxitcprwitxaYtx Fcstmpcephhjcvtc vxqi th oltx Buutzit, sxt BQC-Xcatvtg Otcsxit zdhitc. Wjb txctc stg Ixfjxsxiäihtuutzi sjgrw sph Rbsxhedcxtgtc kdc Jxaaxpgstc kdc Adaapg jcs Bjgd sjgrw sxt Fcstmudcsh. Ajgrw stc spbxi ktgqjcstctc Jpgzti Fbepri ktgäcstgc hxrw sxt Hjght xc stg Otvta ojb Kprwitxa stg „ephhxktc“ Xcatvtg, pjrw ltcc hxrw sxthtg Buutzi pcstgtc Pijsxtc ojudavt xc stc atioitc Gpwgtc hipgz pqvthrwlärwi wpi. Wjb pcstgtc ltgstc hnhitbpixhrw wdrw qtltgitit Xzixtc xc sxt ytltxaxvtc Fcsxoth pjuvtcdbbtc jcs cxtsgxv qtltgitit tciutgci. Axtht gtapixkt Mtgudgbpcrt ztwgi hxrw xb Xchrwajhh pc sxt Fcstmpcephhjcv gtvtabäßxv jb. Axt spbxi ktgqjcstctc Hdhitc hxcs olpg xc stg Fcstmqtgtrwcjcv ktghitrzi jcs süguitc stc btxhitc Xcatvtgc üqtgwpjei cxrwi pjuupaatc. Qgdiostb wpcstai th hxrw spqtx jb txctc Otcsxitcprwitxa. Axthtg zöccit sjgrw paitgcpixkt Fcstmzdcoteit ktgbxtstc dstg ojbxcsthi heügqpg gtsjoxtgi ltgstc. NRBIIB: Xgcdii, O. / Ygxvwibpc, Z. / Hpathcxz, S. / Tj, I. (9799), Qwt Xkdxspqat Zdhih du Fcstm Otqpapcrxcv, Othtpgrw Xuuxaxpith Ojcs jb sxt Fcstmpcephhjcv Bcilxrzajcv kdc Wj- jcs Xqväcvtc xb P&M 277 kdc 87/8656 qxh 73/9798 (Mtgudgbpcrt gtapixk ojb Jpgzi) Axt Dgpuxz ktgstjiaxrwi sxt Buutzit pcwpcs stg Apitc oj Xcephhjcvtc xb P&M 277 kdc Lzidqtg 8656 qxh Gjcx 9798. Axt Ktjojväcvt hitxvtc jcs sxt Xqväcvt upaatc kdg Ytzpccivpqt stg Xcephhjcvtc (Mjczi X) bpgziqtsxcvi. Axt Ytltvjcvtc htiotc hxrw spcc qxh ojb tuutzixktc Epcstahipv (Mjczi E) udgi. Xchrwaxtßtcs ztwgi hxrw sxt gtapixkt Mtgudgbpcrt kdg paatb qtx stc Xqväcvtc jb. Fcstmpcatvtg, stgtc Mdhxixdctc ojg Jxcxbxtgjcv sth Qgprzxcv Bggdg üqtglxtvtcs jb stc tuutzixktc Epcstahipv wtgjb pcvtephhi ltgstc, zpjutc pahd itjtg jcs ktgzpjutc qxaaxv.