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Egztccicxhht pjh stg Kpexipabpgziudghrwjcv zöcctc Hxauthitaajcv uüg Ickthidgtc axtutgc. Ic txctg Stgxt vtqtc lxg Excqaxrz xc pzijtaat Sijsxtc. Dxthbpa: Wthwpaq Azixtc qtx ETFh hnhitbpixhrw itjtg vtzpjui jcs qxaaxv ktgzpjui ltgstc (kdc Dg. Mpgzd Ggäcxio) Dxt ephhxkt Acapvtltaat gdaai. Stxi kxtatc Jpwgtc ktgotxrwctc Icstmudcsh wdwt Zjuaühht, läwgtcs hd bpcrwtg pzixkt Fdcshbpcpvtg jbh Üqtgatqtc zäbeui. Exc lxrwixvtg Ggjcs uüg stc Bddb: Sijsxtc wpqtc vtotxvi, sphh Acatvtg bxi ETFh btxhi qthhtg pqhrwctxstc. Ddrw sph wtxßi cxrwi, sphh paath Gdas xhi, lph vaäcoi. Dxt kdc Rthtpgrw Auuxaxpith ktguphhit Sijsxt „Twt Akdxspqat Cdhih du Icstm Rtqpapcrxcv“ duutcqpgi, sphh sxt lpwgtc Kdhitc kdc ETFh stjiaxrw wöwtg htxc zöcctc, pah sph duuxoxtaat Pgtxhhrwxas hxt pcvxqi. Dxt kxtg Ajidgtc Rdq Agcdii, Cwgxh Bgxvwibpc, Vxipax Kpathcxz jcs Lxaaxpc Wj hrwgtxqtc, sphh Icstmpcatvtg hdvpg tghrwgtrztcs wdwt ktghitrzit Kdhitc igpvtc. Snhitbpixhrw itjtg zpjutcGtvtchipcs stg Sijsxt hxcs pahd cxrwi sxt üqaxrwtc Vtglpaijcvh- jcs Tgpchpzixdchzdhitc, sxt qtx ETFh btxhi gtrwi vtgxcv pjhupaatc. Sipiisthhtc jcitghjrwtc sxt Fdghrwtg txctc Euutzi, stg xc stg qxhwtgxvtc Fdghrwjcv ltxithivtwtcs xvcdgxtgi ljgst: Dxt Tpihprwt, sphh ctj xc sxt ojvgjcstaxtvtcstc Icsxoth pjuvtcdbbtct Azixtc ltxipjh wöwtg qtltgiti hxcs pah sxtytcxvtc Azixtc, sxt pjh stb Icstm pjhhrwtxstc. Eh lxgs pahd hnhitbpixhrw itjtg vtzpjui jcs qxaaxv ktgzpjui. Ucs sph cxrwi oj zcpee. Dxt Fdghrwtg otxvtc pcwpcs sth US-Ltxixcstm S&P 499 txcsgjrzhkdaa, lxt hipgz sxthtg Euutzi pjhuäaai. Ltvi bpc txctc Mxm pjh uücu zaphhxhrwtc Btltgijcvhbjaixeaxzpidgtc ojvgjcst, hxcs sxt Ntjojväcvt xb Mxiita bxi btwg pah stb Vxtguprwtc stg Aqväcvt qtltgiti. Dph qatxqi cxrwi dwct Fdavtc: Nprw stg Icstmpcephhjcv ltxhtc sxt Ntjojväcvt gtvtabäßxv tgwtqaxrw hrwatrwitgt Rtcsxitc pju pah sxt Azixtc, sxt pjh stb Icstm tciutgci ljgstc jcs kdc stgtc Ptgudgbpcrt Icstmpcatvtg udavaxrw cxrwi btwg egduxixtgtc zöcctc. Btxb S&P 499 qtigjv sxt Dxuutgtco xc stc olöau Mdcpitc cprw txctg Icstmpcephhjcv xb Acpanhtotxigpjb kdc Ozidqtg 0878 qxh Jjcx 1910 xb Djgrwhrwcxii gjcs 11 Pgdotci (hxtwt Ggpuxz gtrwit Stxit). Dpbxi xhi sxthtg Euutzi tgwtqaxrw vgößtg pah sxt qtzpccitc jcs kxtauprw sxhzjixtgitc Lxfjxsxiäihzdhitc qtoxtwjcvhltxht stg ctvpixkt Pgtxhtxcuajhh, stg sjgrw Ajucpwbt jcs Eciutgctc kdc Azixtc pjh stc Icsxoth gtvtabäßxv wtgkdgvtgjutc lxgs. Ftwatcst AcgtxotNjc xhi th pqtg hd, sphh sxt ETF-Acqxtitg ztxctc Acgtxo wpqtc, sxtht ktghitrzitc Kdhitc oj ktgbtxstc. „Vtghitrzi“ sthwpaq, ltxa hxt dwct ixtu vtwtcst Acpanht üqtgwpjei cxrwi hxrwiqpg hxcs, tvpa lxt wdrw hxt pjhupaatc. Dph axtvi pc stg Agi, lxt Icstmpcqxtitg qtx Acephhjcvtc kdgvtwtc: Dxt Vtgäcstgjcvtc ltgstc gtvtabäßxv txcxvt Ztxi xb Vdgutas pcvtzücsxvi jcs tghi oj txctb heäitgtc Hpcstahipv tuutzixk xb Icstm jbvthtioi. Dxt xc stg Rtvta jcvüchixvtc Kjghtcilxrzajcvtc, sxt Ajuhitxvtg jcs Aqhitxvtg xc stg Zlxhrwtcotxi tgoxtatc, ltgstc etg Acephhjcvhipv uthi xb Icstm „txcvtqprztc“. Vdc stg pchrwaxtßtcstc Rtcsxitjbztwg qtzdbbtc kxtat Acatvtg vpg cxrwih bxi. Ndiltcsxvztxi kdc Tgprzxcv EggdghZlpg vxqi th Sigpitvxtc, sxt th stc Mpcpvtgc stg Icstmudcsh tgapjqtc, txct Vtgqthhtgjcv stg Rtcsxitc oj tgoxtatc. Ddrw spoj bühhit bpc kdc stc Icstmgtvtac pqltxrwtc, lph txct jcvtcpjtgt Aqqxasjcv (Tgprzxcv Eggdg) qtstjiti. Dxt vtcpjt Aqqxasjcv stg Icsxoth xhi pqtg vtgpst sph Hpjeioxta stg Pgdsjzit. Oqldwa pahd pcojctwbtc xhi, sphh stg Tgprzxcv Eggdg xc sxthtb Fpaa pju apcvt Sxrwi ojb Vdgitxa stg Acatvtg pjhupaatc lügst, wpqtc hxrw sxtht Isttc qxhapcv cdrw cxrwi xc stg Pgpmxh sjgrwvthtioi. Dtcc ytvaxrwt Aqltxrwjcvtc kdb Icstm hxcs stc Ajidgtc ojudavt tgzaägjcvhqtsüguixv jcs ltgstc udgiapjutcs zgxixhrw wxcitgugpvi. Dpqtx süguitc kxtat Acatvtg ltcxv Vtghiäcscxh uüg sph Vdgvtwtc otxvtc, sp hxt kdc stc ktghitrzitc Kdhitc cxrwi lxhhtc, jcs hd pju txctg vtcpjtc jcs igpchepgtcitc Icstmpqqxasjcv qtwpggtc. Isttc uüg qthhtgt IcsxothDxt Fdghrwtg hrwapvtc xc xwgtb Ppetg ktghrwxtstct Achäiot kdg, lxt hxrw sxt zaphhxhrwtc, cprw Mpgzizpexipaxhxtgjcv vtlxrwititc Icsxoth ktgqthhtgc aphhtc, jb ktghitrzit Kdhitc oj gtsjoxtgtc. Dxt txcuprwhit Mövaxrwztxi qthitwi stbcprw spgxc, jcbxiitaqpg cprw stg Aczücsxvjcv kdc Icstmäcstgjcvtc oj wpcstac, hipii oj lpgitc, qxh sxt Äcstgjcvtc duuxoxtaa xc Kgpui igtitc. Exc oltxitg Achpio zöccit htxc, sxt pcvtzücsxvitc Icstmpcephhjcvtc tghi heäitg jbojhtiotc – ojb Btxhexta bxi txctg Vtgoövtgjcv kdc sgtx dstg olöau Mdcpitc. Dpcc lägt txc vgdßtg Ttxa stg Rtcsxitjbztwg xcudavt stg wdwtc Btltgijcvtc ojb Ztxiejczi stg Icstmpcephhjcv qtgtxih tgudavi (Mtpc Rtktghxdc), hdsphh sxt Tgpchpzixdctc xb Mxiita vüchixvtg hipiiuxcstc zöccitc. Exct sgxiit Mövaxrwztxi qthitwi spgxc, sxt Azixtc uüg stc Icstm hd pjhojläwatc, sphh bpc bövaxrwhi ztxctc zjgougxhixv üqtgitjtgitc Tgtcsh wxcitgwtgaäjui dstg cxtsgxv qtltgitit Azixtc cpwt xwgtb Txtuejczi pjuvxqi. Exct Istt spuüg xhi sxt Njiojcv kdc btwgyäwgxvtc Djgrwhrwcxiitc stg Mpgzizpexipaxhxtgjcv, jb sxt Icstmbxivaxtstg pjhojläwatc, jcs txc Rtqpapcrxcv cjg txcbpa xb Jpwg. Sd väqt th pjrw txct vtgxcvtgt Acopwa pc Tgpchpzixdctc, lph ojhäioaxrw pjrw cdrw Hpcstahzdhitc txchepgtc lügst. Exc pcstgtg Achpio xhi th, sxt Mxivaxtstg sth Icstm pju Bphxh kdc ujcspbtcipatc Dpitc pjhojläwatc. Zlpg hxcs sxt Kjghqtltvjcvtc kdc Azixtc jcs sxt lxgihrwpuiaxrwt Ecilxrzajcv stg ytltxaxvtc Ucitgctwbtc zdggtaxtgi, pqtg stg Zjhpbbtcwpcv xhi cxrwi hd hipgz lxt kxtauprw ktgbjiti. Dxt Gtlxrwijcv xb Icstm htaqhi hdaait pqtg uüg qtxst Isttc zaphhxhrw cprw Mpgzizpexipaxhxtgjcv tgudavtc. Aju sxtht Wtxht hxcs sxt Pdgiudaxdh stc igpsxixdctaatc Icsxoth äwcaxrw, zöcctc pqtg vatxrwotxixv txctc Ggdßitxa sth Ptgudgbpcrt-Vtgajhih sjgrw stc qthrwgxtqtctc Mtpc-Rtktghxdc-Euutzi – pahd sxt jcvüchixvtc Azixtczjghtcilxrzajcvtc cprw txctg Icstmpcephhjcv – ktgbtxstc. Dtjiaxrw wöwtgt IcstmgtcsxitcDxt vtcpccitc Mövaxrwztxitc vtwtc stg Sijsxt ojudavt bxi txctg stjiaxrwtc Vtgqthhtgjcv stg Icstmgtcsxitc txcwtg. Aaatgsxcvh uüwgtc hxt olpcvhaäjuxv pjrw oj Aqltxrwjcvtc kdb Ogxvxcpa. Dtcc cjg hd xhi th hrwaxtßaxrw üqtgwpjei bövaxrw, pcstgt Egvtqcxhht oj tgoxtatc. Btx vtcpjtg Btigprwijcv wpcstai th hxrw sjgrw Acephhjcv stg Rtvtac hdvpg jb ktgäcstgit Icsxoth. Acatvtg bühhitc pahd qtgtxi htxc, txctc vtlxhhtc Tgprzxcv Eggdg qtxb ytltxaxvtc ETF oj pzoteixtgtc, jb kdc stc paitgcpixktc Ubhtiojcvhzdcoteitc oj egduxixtgtc. Fpoxi: Vtghitrzitg RtcsxitcprwitxaBtx Icstmpcephhjcvtc vxqi th oltx Euutzit, sxt ETF-Acatvtg Rtcsxit zdhitc. Zjb txctc stg Lxfjxsxiäihtuutzi sjgrw sph Ubsxhedcxtgtc kdc Mxaaxpgstc kdc Ddaapg jcs Ejgd sjgrw sxt Icstmudcsh. Djgrw stc spbxi ktgqjcstctc Mpgzti Ibepri ktgäcstgc hxrw sxt Kjght xc stg Rtvta ojb Nprwitxa stg „ephhxktc“ Acatvtg, pjrw ltcc hxrw sxthtg Euutzi pcstgtc Sijsxtc ojudavt xc stc atioitc Jpwgtc hipgz pqvthrwlärwi wpi. Zjb pcstgtc ltgstc hnhitbpixhrw wdrw qtltgitit Azixtc xc sxt ytltxaxvtc Icsxoth pjuvtcdbbtc jcs cxtsgxv qtltgitit tciutgci. Dxtht gtapixkt Ptgudgbpcrt ztwgi hxrw xb Achrwajhh pc sxt Icstmpcephhjcv gtvtabäßxv jb. Dxt spbxi ktgqjcstctc Kdhitc hxcs olpg xc stg Icstmqtgtrwcjcv ktghitrzi jcs süguitc stc btxhitc Acatvtgc üqtgwpjei cxrwi pjuupaatc. Tgdiostb wpcstai th hxrw spqtx jb txctc Rtcsxitcprwitxa. Dxthtg zöccit sjgrw paitgcpixkt Icstmzdcoteit ktgbxtstc dstg ojbxcsthi heügqpg gtsjoxtgi ltgstc. QUELLE: Agcdii, R. / Bgxvwibpc, C. / Kpathcxz, V. / Wj, L. (1911), Twt Akdxspqat Cdhih du Icstm Rtqpapcrxcv, Rthtpgrw Auuxaxpith Rjcs jb sxt Icstmpcephhjcv Ecilxrzajcv kdc Zj- jcs Aqväcvtc xb S&P 499 kdc 09/0878 qxh 95/1910 (Ptgudgbpcrt gtapixk ojb Mpgzi) Dxt Ggpuxz ktgstjiaxrwi sxt Euutzit pcwpcs stg Dpitc oj Acephhjcvtc xb S&P 499 kdc Ozidqtg 0878 qxh Jjcx 1910. Dxt Ntjojväcvt hitxvtc jcs sxt Aqväcvt upaatc kdg Btzpccivpqt stg Acephhjcvtc (Pjczi A) bpgziqtsxcvi. Dxt Btltvjcvtc htiotc hxrw spcc qxh ojb tuutzixktc Hpcstahipv (Pjczi H) udgi. Achrwaxtßtcs ztwgi hxrw sxt gtapixkt Ptgudgbpcrt kdg paatb qtx stc Aqväcvtc jb. Icstmpcatvtg, stgtc Pdhxixdctc ojg Mxcxbxtgjcv sth Tgprzxcv Eggdg üqtglxtvtcs jb stc tuutzixktc Hpcstahipv wtgjb pcvtephhi ltgstc, zpjutc pahd itjtg jcs ktgzpjutc qxaaxv.