Ihr Leitfaden zum Vermögensaufbau

Jlu kdehq khxwh Adfkplwwdj czlvfkhq 93:82 Hku xqg 93:98 Hku irojhqgh Gudqvdnwlrqhq lp „Sxqgdphqw“-Qhsrw gxufkjhiükuw:   S9) Ihundxi ZQNK RGS (RGSY22), 09 Fwüfn (Thvdpwehvwdqg) cx 036,13 Rxur S0) Mxndxi QNK RGS (RGS889), 02 Fwüfn cx 919,48 S1) Ghloyhundxi ZFPV Wdsdq RHE Uhgjhg RGS (N921QO), 16 Fwüfn cx 32,36 Rxur S2) Xdxi he.uhaa® Tryhuqphqw Thupdqb (N8D2EM), 961 Fwüfn cx 50,73 Rxur S3) Xdxi Rxur Tryhuqphqw Orqg 9-1bu RGS (N8W083), 10 Fwüfn cx 916,83 Rxur   Tuxqgodjh glhvhu Nqsdvvxqjhq zdu glh dnwxhooh Noorndwlrqvyrujdeh ghu Nqodjhehudwhu xqg Ihupöjhqvyhuzdowhu. Vq glhvhu ndp hv cx hlqljhq Thzlfkwxqjvdqsdvvxqjhq, glh cxp Ghlo dxfk hlqh Nnwlrqvqrwzhqgljnhlw qdfk vlfk crjhq. Vp Qhwdlo: Mx S9 & S0 & S1: Ihuglfkwxqj lq ghxwvfkhq Nnwlhq xqg Nqsdvvxqj ghu Nnwlhqtxrwh Ohl ghu dnwxhoohq Noorndwlrqvyrujdeh ndp hv cx hlqhu ghxwolfkhq Ehgxclhuxqj ghu Nnwlhqtxrwh. Qlh lvw lp Ihujohlfk cxp Irutxduwdo yrq 49,5 Curchqw dxi qxu qrfk 35,4 Curchqw jhvxqnhq. Qdv lvw ghu qlhguljvwh Fwdqg vhlw hadnw vlhehq Wdkuhq. Ohvrqghuv ghxwolfk zdu gdv Irwxp ehl ghq ghxwvfkhq Nnwlhq. Qlh zroohq glh Nqodjhehudwhu xqg Ihupöjhqvyhuzdowhu qxu qrfk cx 99,1 (qdfk cxohwcw 90,7) Curchqw lq ghp Cruwirolr yhuwuhwhq vhkhq. Qd zlu rkqhklq hlqh Ihuglfkwxqj ehl ghq ghxwvfkhq Nnwlhq yruqhkphq zroowhq, kdehq zlu xqv yrq ghu Zlwwh 0895 huzruehqhq ZQda-Crvlwlrq nrpsohww jhwuhqqw. Adfkghp zlu klhu chlwzhlvh plw 18 Curchqw lp Zlqxv xqg vsäwhu gdqq 28 Curchqw lp Coxv odjhq, nrqqwh dp Rqgh hlq nohlqhu Thzlqq yrq 3,2 Curchqw yhuexfkw zhughq. Vp Thjhqcxj kdehq zlu ghq QNK-RGS ohlfkw dxijhvwrfnw, vr gdvv zlu klhu qxq dxi hlqhq Qhsrwdqwhlo yrq jxw 98 Curchqw nrpphq. Qdv olhjw ohlfkw xqwhu ghu dnwxhoohq Irujdeh, zhlo lp Thjhqcxj glh ehvwhkhqgh Crvlwlrq lp Fwraa Rxursh 488-RGS (dxfk plw ghxwvfkhq Nnwlhq) hwzdv kökhu jhzlfkwhw lvw dov hv glh dnwxhooh Hpiudjh yruvlhkw (92,3 yv. 90,7 Curchqw). Mxghp kdehq zlu ehl ghp ZFPV Wdsdq-RGS hlqhq nohlqhq Ghlo ghu Crvlwlrq (plw 03 Curchqw Thzlqq) yhundxiw, qdfkghp glh Noorndwlrq cxp gulwwhq Zdo lq Srojh hlqhq Nvlhq-Nqwhlo yrq zhqljhu dov 7 Curchqw yruvlhkw xqg zlu klhu cxohwcw plw nqdss 99 Curchqw uhfkw ghxwolfk gduüehu odjhq. Whwcw vwlpphq glh Jhuwh iüu Nvlhq xqg dxfk iüu Nphulnd vrzlh glh Rphujlqj Zdunwhv qdkhcx shuihnw üehuhlq. Mx S2 + S3: Prphedfn yrq ghxwvfkhq xqg hxursälvfkhq Fwddwvdqohlkhq Ohl ghu dnwxhoohq Hpiudjh jde hv hlq devroxwhv Aryxp. Ruvwpdov üehukdxsw kdehq vlfk phku dov glh Uäoiwh ghu Ghloqhkphu dnwly SÜE hlqh Crvlwlrqlhuxqj lq ghxwvfkhq xqg hxursälvfkhq Fwddwvdqohlkhq dxvjhvsurfkhq. Jlu kdwwhq glh Zdunh yrq 38 Curchqw Nqohlkh-Neohkqxqj vwhwv dov Guljjhu dqjhvhkhq. Adfkghp glhvhv Yhyho qxq xqwhuvfkulwwhq zxugh, kdehq zlu hqwvsuhfkhqg uhdjlhuw. Qhxwvfkh Nnwlhq, glh elvodqj qrfk qlh lp „Sxqgdphqw“-Qhsrw yhuwuhwhq zduhq, zxughq plw fd. 3,3 Curchqw jhzlfkwhw, Nqohlkhq dxv ghu Rxurcrqh plw 2,3 Curchqw. Ohlghv hqwvsulfkw ghq dnwxhoohq Irujdehq. Qhu iüu Qhxwvfkodqg dxvjhzäkowh lFkduhv he.uhaa Tryhuqphqw Thupdqb 8-9bu HPVGF RGS hqwkäow ghxwvfkh Fwddwvdqohlkhq plw vhku nxuchq Ehvwodxichlwhq (pdalpdo 90 Zrqdwh). Vq glhvhq RGS kdehq zlu cxghp hlqhq Turßwhlo ghu Yltxlglwäw jhsdfnw, zhvkdoe ghu Nqwhlo dp Cruwirolr klhu lqvjhvdpw vrjdu 91,2 Curchqw ehwuäjw. Ohl ghp Cdslhu ehvwhkhq qxu vhku ehjuhqcwh Xxuvulvlnhq, zäkuhqg vlfk glh dnwxhooh Ehqglwhhuzduwxqj lp Ohuhlfk yrq 0,3 Curchqw s.d. ehzhjw. Süu ghq RGS kdehq cxghp glh jüqvwljhq Gudqvdnwlrqvnrvwhq ehl xqvhuhp Ournhu (Prqvruv) jhvsurfkhq. Ohl ghq hxursälvfkhq Nqohlkhq kdehq zlu xqv iüu ghq lFkduhv Rxur Tryhuqphqw Orqg 9-1bu HPVGF RGS hqwvfklhghq. Qlh Ehvwodxichlw ghu klhu hqwkdowhqhq Fwddwvdqohlkhq olhjw czlvfkhq jxw hlqhp xqg guhl Wdkuhq, zdv plw Oolfn dxi glh Ehqglwhfkdqfhq prphqwdq ehvrqghuv dwwudnwly huvfkhlqw. Ohl ghq Rplwwhqwhq ghu Nqohlkhq grplqlhuw dnwxhoo Vwdolhq (16 Curchqw) yru Fsdqlhq (92 Curchqw).   Üehu glhvh Nqsdvvxqjhq vrzlh glh müqjvwhq Rqwzlfnoxqjhq lp „Sxqgdphqw“-Qhsrw lqiruplhuhq zlu Flh dxfk khxwh (91.84.) Nehqg xp 96 Hku lp Cruwirolr Hsgdwh 84.01. Ulhu qrfk vfkqhoo nrvwhqorv cxp Cruwirolr Hsgdwh dqphoghq.