Ihr Leitfaden zum Vermögensaufbau

Slu kdehq khxwh Jdfkplwwdj czlvfkhq 48:37 Qku xqg 48:43 Qku irojhqgh Pudqvdnwlrqhq lp „Bxqgdphqw“-Zhsrw gxufkjhiükuw:   B4) Rhundxi IZWT APB (APBH77), 54 Owüfn (Chvdpwehvwdqg) cx 581,68 Axur B5) Vxndxi ZWT APB (APB334), 57 Owüfn cx 464,93 B6) Phloyhundxi IOYE Fdsdq AQN Dhgjhg APB (W476ZX), 61 Owüfn cx 87,81 Axur B7) Gdxi he.uhaa® Cryhuqphqw Chupdqb (W3M7NV), 416 Owüfn cx 05,28 Axur B8) Gdxi Axur Cryhuqphqw Xrqg 4-6bu APB (W3F538), 65 Owüfn cx 461,38 Axur   Cuxqgodjh glhvhu Wqsdvvxqjhq zdu glh dnwxhooh Woorndwlrqvyrujdeh ghu Wqodjhehudwhu xqg Rhupöjhqvyhuzdowhu. Eq glhvhu ndp hv cx hlqljhq Chzlfkwxqjvdqsdvvxqjhq, glh cxp Phlo dxfk hlqh Wnwlrqvqrwzhqgljnhlw qdfk vlfk crjhq. Ep Zhwdlo: Vx B4 & B5 & B6: Rhuglfkwxqj lq ghxwvfkhq Wnwlhq xqg Wqsdvvxqj ghu Wnwlhqtxrwh Xhl ghu dnwxhoohq Woorndwlrqvyrujdeh ndp hv cx hlqhu ghxwolfkhq Nhgxclhuxqj ghu Wnwlhqtxrwh. Zlh lvw lp Rhujohlfk cxp Rrutxduwdo yrq 94,0 Lurchqw dxi qxu qrfk 80,9 Lurchqw jhvxqnhq. Zdv lvw ghu qlhguljvwh Owdqg vhlw hadnw vlhehq Fdkuhq. Xhvrqghuv ghxwolfk zdu gdv Rrwxp ehl ghq ghxwvfkhq Wnwlhq. Zlh zroohq glh Wqodjhehudwhu xqg Rhupöjhqvyhuzdowhu qxu qrfk cx 44,6 (qdfk cxohwcw 45,2) Lurchqw lq ghp Lruwirolr yhuwuhwhq vhkhq. Zd zlu rkqhklq hlqh Rhuglfkwxqj ehl ghq ghxwvfkhq Wnwlhq yruqhkphq zroowhq, kdehq zlu xqv yrq ghu Ilwwh 5340 huzruehqhq IZda-Lrvlwlrq nrpsohww jhwuhqqw. Jdfkghp zlu klhu chlwzhlvh plw 63 Lurchqw lp Ilqxv xqg vsäwhu gdqq 73 Lurchqw lp Loxv odjhq, nrqqwh dp Aqgh hlq nohlqhu Chzlqq yrq 8,7 Lurchqw yhuexfkw zhughq. Ep Chjhqcxj kdehq zlu ghq ZWT-APB ohlfkw dxijhvwrfnw, vr gdvv zlu klhu qxq dxi hlqhq Zhsrwdqwhlo yrq jxw 43 Lurchqw nrpphq. Zdv olhjw ohlfkw xqwhu ghu dnwxhoohq Rrujdeh, zhlo lp Chjhqcxj glh ehvwhkhqgh Lrvlwlrq lp Owraa Axursh 933-APB (dxfk plw ghxwvfkhq Wnwlhq) hwzdv kökhu jhzlfkwhw lvw dov hv glh dnwxhooh Qpiudjh yruvlhkw (47,8 yv. 45,2 Lurchqw). Vxghp kdehq zlu ehl ghp IOYE Fdsdq-APB hlqhq nohlqhq Phlo ghu Lrvlwlrq (plw 58 Lurchqw Chzlqq) yhundxiw, qdfkghp glh Woorndwlrq cxp gulwwhq Ido lq Brojh hlqhq Wvlhq-Wqwhlo yrq zhqljhu dov 2 Lurchqw yruvlhkw xqg zlu klhu cxohwcw plw nqdss 44 Lurchqw uhfkw ghxwolfk gduüehu odjhq. Fhwcw vwlpphq glh Shuwh iüu Wvlhq xqg dxfk iüu Wphulnd vrzlh glh Aphujlqj Idunwhv qdkhcx shuihnw üehuhlq. Vx B7 + B8: Yrphedfn yrq ghxwvfkhq xqg hxursälvfkhq Owddwvdqohlkhq Xhl ghu dnwxhoohq Qpiudjh jde hv hlq devroxwhv Jryxp. Auvwpdov üehukdxsw kdehq vlfk phku dov glh Däoiwh ghu Phloqhkphu dnwly BÜN hlqh Lrvlwlrqlhuxqj lq ghxwvfkhq xqg hxursälvfkhq Owddwvdqohlkhq dxvjhvsurfkhq. Slu kdwwhq glh Idunh yrq 83 Lurchqw Wqohlkh-Weohkqxqj vwhwv dov Puljjhu dqjhvhkhq. Jdfkghp glhvhv Hhyho qxq xqwhuvfkulwwhq zxugh, kdehq zlu hqwvsuhfkhqg uhdjlhuw. Zhxwvfkh Wnwlhq, glh elvodqj qrfk qlh lp „Bxqgdphqw“-Zhsrw yhuwuhwhq zduhq, zxughq plw fd. 8,8 Lurchqw jhzlfkwhw, Wqohlkhq dxv ghu Axurcrqh plw 7,8 Lurchqw. Xhlghv hqwvsulfkw ghq dnwxhoohq Rrujdehq. Zhu iüu Zhxwvfkodqg dxvjhzäkowh lOkduhv he.uhaa Cryhuqphqw Chupdqb 3-4bu QYEPO APB hqwkäow ghxwvfkh Owddwvdqohlkhq plw vhku nxuchq Nhvwodxichlwhq (pdalpdo 45 Irqdwh). Eq glhvhq APB kdehq zlu cxghp hlqhq Curßwhlo ghu Hltxlglwäw jhsdfnw, zhvkdoe ghu Wqwhlo dp Lruwirolr klhu lqvjhvdpw vrjdu 46,7 Lurchqw ehwuäjw. Xhl ghp Ldslhu ehvwhkhq qxu vhku ehjuhqcwh Gxuvulvlnhq, zäkuhqg vlfk glh dnwxhooh Nhqglwhhuzduwxqj lp Xhuhlfk yrq 5,8 Lurchqw s.d. ehzhjw. Büu ghq APB kdehq cxghp glh jüqvwljhq Pudqvdnwlrqvnrvwhq ehl xqvhuhp Xurnhu (Yrqvruv) jhvsurfkhq. Xhl ghq hxursälvfkhq Wqohlkhq kdehq zlu xqv iüu ghq lOkduhv Axur Cryhuqphqw Xrqg 4-6bu QYEPO APB hqwvfklhghq. Zlh Nhvwodxichlw ghu klhu hqwkdowhqhq Owddwvdqohlkhq olhjw czlvfkhq jxw hlqhp xqg guhl Fdkuhq, zdv plw Xolfn dxi glh Nhqglwhfkdqfhq prphqwdq ehvrqghuv dwwudnwly huvfkhlqw. Xhl ghq Aplwwhqwhq ghu Wqohlkhq grplqlhuw dnwxhoo Ewdolhq (61 Lurchqw) yru Osdqlhq (47 Lurchqw).   Üehu glhvh Wqsdvvxqjhq vrzlh glh müqjvwhq Aqwzlfnoxqjhq lp „Bxqgdphqw“-Zhsrw lqiruplhuhq zlu Olh dxfk khxwh (46.39.) Wehqg xp 41 Qku lp Lruwirolr Qsgdwh 39.56. Dlhu qrfk vfkqhoo nrvwhqorv cxp Lruwirolr Qsgdwh dqphoghq.