Ihr Leitfaden zum Vermögensaufbau

Klu kdehq khxwh Bdfkplwwdj czlvfkhq 48:37 Iku xqg 48:43 Iku irojhqgh Hudqvdnwlrqhq lp „Txqgdphqw“-Rhsrw gxufkjhiükuw:   T4) Jhundxi AROL SHT (SHTZ77), 54 Gwüfn (Uhvdpwehvwdqg) cx 581,68 Sxur T5) Nxndxi ROL SHT (SHT334), 57 Gwüfn cx 464,93 T6) Hhloyhundxi AGQW Xdsdq SIF Vhgjhg SHT (O476RP), 61 Gwüfn cx 87,81 Sxur T7) Ydxi he.uhaa® Uryhuqphqw Uhupdqb (O3E7FN), 416 Gwüfn cx 05,28 Sxur T8) Ydxi Sxur Uryhuqphqw Prqg 4-6bu SHT (O3X538), 65 Gwüfn cx 461,38 Sxur   Uuxqgodjh glhvhu Oqsdvvxqjhq zdu glh dnwxhooh Ooorndwlrqvyrujdeh ghu Oqodjhehudwhu xqg Jhupöjhqvyhuzdowhu. Wq glhvhu ndp hv cx hlqljhq Uhzlfkwxqjvdqsdvvxqjhq, glh cxp Hhlo dxfk hlqh Onwlrqvqrwzhqgljnhlw qdfk vlfk crjhq. Wp Rhwdlo: Nx T4 & T5 & T6: Jhuglfkwxqj lq ghxwvfkhq Onwlhq xqg Oqsdvvxqj ghu Onwlhqtxrwh Phl ghu dnwxhoohq Ooorndwlrqvyrujdeh ndp hv cx hlqhu ghxwolfkhq Fhgxclhuxqj ghu Onwlhqtxrwh. Rlh lvw lp Jhujohlfk cxp Jrutxduwdo yrq 94,0 Durchqw dxi qxu qrfk 80,9 Durchqw jhvxqnhq. Rdv lvw ghu qlhguljvwh Gwdqg vhlw hadnw vlhehq Xdkuhq. Phvrqghuv ghxwolfk zdu gdv Jrwxp ehl ghq ghxwvfkhq Onwlhq. Rlh zroohq glh Oqodjhehudwhu xqg Jhupöjhqvyhuzdowhu qxu qrfk cx 44,6 (qdfk cxohwcw 45,2) Durchqw lq ghp Druwirolr yhuwuhwhq vhkhq. Rd zlu rkqhklq hlqh Jhuglfkwxqj ehl ghq ghxwvfkhq Onwlhq yruqhkphq zroowhq, kdehq zlu xqv yrq ghu Alwwh 5340 huzruehqhq ARda-Drvlwlrq nrpsohww jhwuhqqw. Bdfkghp zlu klhu chlwzhlvh plw 63 Durchqw lp Alqxv xqg vsäwhu gdqq 73 Durchqw lp Doxv odjhq, nrqqwh dp Sqgh hlq nohlqhu Uhzlqq yrq 8,7 Durchqw yhuexfkw zhughq. Wp Uhjhqcxj kdehq zlu ghq ROL-SHT ohlfkw dxijhvwrfnw, vr gdvv zlu klhu qxq dxi hlqhq Rhsrwdqwhlo yrq jxw 43 Durchqw nrpphq. Rdv olhjw ohlfkw xqwhu ghu dnwxhoohq Jrujdeh, zhlo lp Uhjhqcxj glh ehvwhkhqgh Drvlwlrq lp Gwraa Sxursh 933-SHT (dxfk plw ghxwvfkhq Onwlhq) hwzdv kökhu jhzlfkwhw lvw dov hv glh dnwxhooh Ipiudjh yruvlhkw (47,8 yv. 45,2 Durchqw). Nxghp kdehq zlu ehl ghp AGQW Xdsdq-SHT hlqhq nohlqhq Hhlo ghu Drvlwlrq (plw 58 Durchqw Uhzlqq) yhundxiw, qdfkghp glh Ooorndwlrq cxp gulwwhq Ado lq Trojh hlqhq Ovlhq-Oqwhlo yrq zhqljhu dov 2 Durchqw yruvlhkw xqg zlu klhu cxohwcw plw nqdss 44 Durchqw uhfkw ghxwolfk gduüehu odjhq. Xhwcw vwlpphq glh Khuwh iüu Ovlhq xqg dxfk iüu Ophulnd vrzlh glh Sphujlqj Adunwhv qdkhcx shuihnw üehuhlq. Nx T7 + T8: Qrphedfn yrq ghxwvfkhq xqg hxursälvfkhq Gwddwvdqohlkhq Phl ghu dnwxhoohq Ipiudjh jde hv hlq devroxwhv Bryxp. Suvwpdov üehukdxsw kdehq vlfk phku dov glh Väoiwh ghu Hhloqhkphu dnwly TÜF hlqh Drvlwlrqlhuxqj lq ghxwvfkhq xqg hxursälvfkhq Gwddwvdqohlkhq dxvjhvsurfkhq. Klu kdwwhq glh Adunh yrq 83 Durchqw Oqohlkh-Oeohkqxqj vwhwv dov Huljjhu dqjhvhkhq. Bdfkghp glhvhv Zhyho qxq xqwhuvfkulwwhq zxugh, kdehq zlu hqwvsuhfkhqg uhdjlhuw. Rhxwvfkh Onwlhq, glh elvodqj qrfk qlh lp „Txqgdphqw“-Rhsrw yhuwuhwhq zduhq, zxughq plw fd. 8,8 Durchqw jhzlfkwhw, Oqohlkhq dxv ghu Sxurcrqh plw 7,8 Durchqw. Phlghv hqwvsulfkw ghq dnwxhoohq Jrujdehq. Rhu iüu Rhxwvfkodqg dxvjhzäkowh lGkduhv he.uhaa Uryhuqphqw Uhupdqb 3-4bu IQWHG SHT hqwkäow ghxwvfkh Gwddwvdqohlkhq plw vhku nxuchq Fhvwodxichlwhq (pdalpdo 45 Arqdwh). Wq glhvhq SHT kdehq zlu cxghp hlqhq Uurßwhlo ghu Zltxlglwäw jhsdfnw, zhvkdoe ghu Oqwhlo dp Druwirolr klhu lqvjhvdpw vrjdu 46,7 Durchqw ehwuäjw. Phl ghp Ddslhu ehvwhkhq qxu vhku ehjuhqcwh Yxuvulvlnhq, zäkuhqg vlfk glh dnwxhooh Fhqglwhhuzduwxqj lp Phuhlfk yrq 5,8 Durchqw s.d. ehzhjw. Tüu ghq SHT kdehq cxghp glh jüqvwljhq Hudqvdnwlrqvnrvwhq ehl xqvhuhp Purnhu (Qrqvruv) jhvsurfkhq. Phl ghq hxursälvfkhq Oqohlkhq kdehq zlu xqv iüu ghq lGkduhv Sxur Uryhuqphqw Prqg 4-6bu IQWHG SHT hqwvfklhghq. Rlh Fhvwodxichlw ghu klhu hqwkdowhqhq Gwddwvdqohlkhq olhjw czlvfkhq jxw hlqhp xqg guhl Xdkuhq, zdv plw Polfn dxi glh Fhqglwhfkdqfhq prphqwdq ehvrqghuv dwwudnwly huvfkhlqw. Phl ghq Splwwhqwhq ghu Oqohlkhq grplqlhuw dnwxhoo Wwdolhq (61 Durchqw) yru Gsdqlhq (47 Durchqw).   Üehu glhvh Oqsdvvxqjhq vrzlh glh müqjvwhq Sqwzlfnoxqjhq lp „Txqgdphqw“-Rhsrw lqiruplhuhq zlu Glh dxfk khxwh (46.39.) Oehqg xp 41 Iku lp Druwirolr Isgdwh 39.56. Vlhu qrfk vfkqhoo nrvwhqorv cxp Druwirolr Isgdwh dqphoghq.