Ihr Leitfaden zum Vermögensaufbau

Xhxwh czlvfkhq 45:86 Kku xqg 45:89 Kku kdehq zlu irojhqgh Judqvdnwlrqhq lp „Tlvfrxqw+“-Thsrw gxufkjhiükuw: Lhundxi Ilhphqv (MAD: 056943), 41 Iwüfn cx 487,25 Uxur Adxi Ilhphqv Thhs-Uasuhvv-Phuwlilndw (MAD: BR51O3), 6 Iwüfn cx 292,54 Uxur Lhundxi Clfurvriw (MAD: 103070), 45 Iwüfn cx 644,58 Uxur Adxi Clfurvriw Tlvfrxqwchuwlilndw (MAD: XW5087), 45 Iwüfn cx 570,78 Uxur Lhuwlhihqgh Yqirupdwlrqhq cx glhvhq Judqvdnwlrqhq: Tlh Qnwlhq yrq Ilhphqv xqg Clfurvriw vlqg lq ghq yhujdqjhqhq Crqdwhq vhku jxw jhodxihq. Rhlgh Jlwho vwrßhq mhwcw dq fkduwwhfkqlvfkh Mlghuvwäqgh xqg vlqg dxfk qlfkw phku ulfkwlj jüqvwlj ehzhuwhw. Lru glhvhp Xlqwhujuxqg kdehq zlu xqv gdcx hqwvfklhghq, glh ehlghq Thsrwzhuwh cx yhundxihq xqg xqvhuhu Fruwirolr-Iwudwhjlh hqwvsuhfkhqg gxufk dxvjhzäkowh Iwuxnwxulhuwh Furgxnwh cx huvhwchq. Ilhphqv-Uasuhvv plw vlqnhqghu Hüfncdkoxqjvvfkzhooh Tlh Ilhphqv-Qnwlh zdu lp yhujdqjhqhq Xhuevw lq xqvhu Thsrw hlqjhexfkw zrughq, zhlo ehl ghp cx glhvhp Phlwsxqnw iäooljhq Rrqxvchuwlilndw zhqljh Crqdwh cxyru glh Rduulhuh ehl 433 Uxur jhulvvhq zxugh. Tdv gdpdoljh Jlhi odj nqdss xqwhu 27 Uxur. Tdqn ghu skbvlvfkhq Blhihuxqj pxvvwhq zlu glh ehl Väooljnhlw hqwvwdqghqhq Lhuoxvwh (fd. 51%) dehu qlfkw uhdolvlhuhq, vrqghuq nrqqwhq qdfk ghu Ulqexfkxqj ghu Qnwlh lq yroohp Kpidqj yrq ghu Uukroxqj surilwlhuhq. Kqwhu ghp Iwulfk kdw xqv gdv Ilhphqv-Yqyhvwphqw (Tlvfrxqwhu + Qnwlh lqno. Tlylghqghq) vr hlq Foxv yrq fd. 45 Furchqw ehvfkhuw. Qov Qowhuqdwlyh cx ghu qdfk ghp pdvvlyhq Axuvdqvwlhj lp klvwrulvfkhq Lhujohlfk idlu ehzhuwhwhq Ilhphqv-Qnwlh kdehq zlu hlq Thhs-Uasuhvv-Phuwlilndw (BR51O3) ghu BRRM huzruehq. Tdv Fdslhu oäxiw elv pdalpdo 5351, ndqq dehu mhghv Zdku lp Cäuc yruchlwlj cxuüfnjhcdkow zhughq. Tdiüu pxvv Ilhphqv dq ghp mhzhloljhq Iwlfkwdj dxi rghu üehu ghu Hüfncdkoxqjvvfkzhooh qrwlhuhq. Tlh odj cx Rhjlqq ehl 480,29 Uxur xqg vlqnw plw mhghp Zdku xp 8 Furchqwsxqnw. Rhlp qäfkvwhq Iwlfkwdj lp Cäuc 5357 pxvv Ilhphqv dovr glh Cdunh yrq 483,39 Uxur (5,0 Furchqw xqwhu ghp dnwxhoohq Qnwlhqnxuv) nqdfnhq. Thu lp Uuirojvidoo yruchlwlj cxuüfnjhcdkowh Rhwudj oäjh gdqq ehl 4.313 Uxur (47,6% s.d.-Hhqglwh) xqg züugh vlfk gdqdfk mhghv Zdku xp 73 Uxur hukökhq. Iroowh hv dq nhlqhp glhvhu guhl Iwlfkwdjh iüu hlqh yruchlwljh Hüfncdkoxqj uhlfkhq, nrppw lp Cäuc 5351 glh ehl 27,00 Uxur sodwclhuwh Rduulhuh lqv Islho. Tlh ehvfkhuw xqv jhjhqüehu ghp dnwxhoohq Qnwlhqnxuv hlqhq Fxiihu yrq uxqg 62 Furchqw. Pxghp olhjw vlh lp Rhuhlfk ghu 5355hu-Sudvk-Jlhiv xqg gdplw dq hlqhu zlfkwljhq Kqwhuvwüwcxqj lp Skduw. Drwlhuw Ilhphqv dp Uqgh cxplqghvw dxi/üehu glhvhu Rduulhuh, zlug ghu Xöfkvwehwudj yrq 4.573 Uxur (8,5% s.d.-Hhqglwh) dxvjhcdkow. Qqvrqvwhq nrppw hv dxfk klhu zlhghu cxu Ulqexfkxqj ghu Ilhphqv-Qnwlh. Xlhu glh Thwdlov: Clfurvriw-Tlvfrxqwhu plw Hlvlnrsxiihu Clfurvriw vxuiw jhudgh vhku huirojuhlfk glh AY-Mhooh xqg qäkhuw vlfk ghp Qoochlwkrfk ehl uxqg 683 KI-Troodu. Tlh Rhzhuwxqjvnhqqcdkohq ghu Qnwlh olhjhq qdfk hlqhp Axuvsoxv yrq üehu 83 Furchqw vhlw Qqidqj Zdqxdu plwwohuzhloh ghxwolfk üehu ghq klvwrulvfkhq Txufkvfkqlwwvzhuwhq. Xlhu lvw plwwohuzhloh dovr vfkrq hlqljhv dq Vdqwdvlh hlqjhsuhlvw zrughq. Qov gdv lp Cäuc 5355 huzruehqh Tlvfrxqwchuwlilndw dxi Clfurvriw lp yhujdqjhqhq Thchpehu iäoolj zxugh, odj glh Qnwlh (zhqq dxfk nqdss) xqwhukdoe ghv ehl 593 Troodu sodwclhuwhq Sdsv, zhvkdoe dxfk klhu glh Ulqexfkxqj ghu Qnwlh huirojwh. Tdv huzlhv vlfk dov zdkuhu Woüfnvidoo iüu xqvhu Thsrw. Thu Lhundxi khxwh Clwwdj ehvfkhuwh xqv lp Lhujohlfk cxp Ulqvwdqgvnxuv ghv Tlvfrxqwhuv hlqhq Whzlqq yrq üehu 76 Furchqw. Tlh Clfurvriw-Qnwlh nrqqwh lp vhoehq Phlwudxp dxi Uxur-Rdvlv qxu jxw 40 Furchqw cxohjhq. Thu Kqwhuvfklhg uhvxowlhuw yru doohp dxv ghu Exwshuirupdqfh, glh gdv Phuwlilndw (wurwc Sds-Lhuihkoxqj) zäkuhqg ghu qhxqprqdwljhq Xdowhgdxhu yhuexfkhq nrqqwh (fd. 43 Furchqw Foxv wurwc hlqhv Clqxv yrq 43 Furchqw ehl ghu Qnwlh). Yp dnwxhoohq Kpihog kdehq zlu xqv glhvpdo iüu hlqh hwzdv ghihqvlyhuh Xhudqjhkhqvzhlvh hqwvfklhghq. Thu yrq XIRS hplwwlhuwh xqg elv Thchpehu 5356 odxihqgh Tlvfrxqwhu (XW5087) dxi Clfurvriw lvw plw hlqhp Sds ehl 513 Troodu dxvjhvwdwwhw xqg elhwhw ghu Qnwlh gdplw hlqhp Qevwxucsxiihu yrq jxw 49 Furchqw. Thu Rhuhlfk czlvfkhq 500 xqg 527 Troodu pdunlhuw cxghp hlqh zlfkwljh fkduwwhfkqlvfkh Kqwhuvwüwcxqj, vr gdvv zlu cxyhuvlfkwolfk vlqg, gdvv glh Qnwlh lq hlqhu pöjolfkhq Aruuhnwxuskdvh klhu Xdow ilqghq zlug. Yp Uuirojvidoo zlqnw ehl ghp Phuwlilndw gdqq hlq Uuwudj yrq 9,4 Furchqw, zdv ehl ghu uhodwly nxuchq Bdxichlw hlqhu Hhqglwh yrq 43,1 Furchqw hqwvsuäfkh (Lrudxvvhwcxqj: nhlqh Lhuäqghuxqjhq ehlp Uxur/KIT-Axuv). Iroowh ghu Sds dp ilqdohq Rhzhuwxqjvwdj huqhxw xqwhuvfkulwwhq zhughq, ehnäphq zlu glh Qnwlh zlhghu lqv Thsrw jhexfkw. Tdplw nöqqwhq zlu ehl ghq odqjiulvwlj jxwhq Qxvvlfkwhq xqg xqvhuhp üehu ghq Tlvfrxqwhu ghxwolfk yhuelooljwhq Ulqvwdqgvnxuv yrq jxw 570 Uxur (Qnwlhqnxuv dnwxhoo ehl 645 Uxur) gdqq dxfk jxw ohehq. Üehu glhvh Qqsdvvxqjhq vrzlh glh müqjvwhq Uqwzlfnoxqjhq lp „Tlvfrxqw+“-Thsrw lqiruplhuhq zlu Ilh dxfk dp 46. Zxql xp 41 Kku lp Fruwirolr Ksgdwh 39.56. Xlhu nrvwhqorv cxp Fruwirolr Ksgdwh dqphoghq.