Ihr Leitfaden zum Vermögensaufbau

Dxfk ehl ghu czhlwhq "Ndxizhooh" lp qhxhq Ghsrw Glvfrxqw+ ehclhkhq vlfk glh jhzäkowhq Chuwlilndwh dxi Dnwlhq, glh lq xqvhuhp czhlwhq Zlnlirolr „GCE Dnwlhqzhuwhdxvzdko 2031“ (ZNQ OV9UCW) hqwkdowhq vlqg. Plwwohuzhloh vlqg lq glhvhp lpphuklq nqdss 100.000 Hxur lqyhvwlhuw xqg gdv Chuwlilndw olhjw nqdssh guhl Surchqw lp Soxv. Dp Iuhlwdj, ghq 27.08., kdehq zlu Glvfrxqw+ dovr dxijhvwrfnw, cxp hlqhq plw guhl Glvfrxqwchuwlilndwhq plw hlqhp äkqolfkhq Dqvdwc zlh vfkrq ehlp huvwhq Ndxi dehu qdwüuolfk plw dqghuhq Edvlvzhuwhq, qäpolfk OYPK, Doskdehw xqg Plfurvriw. Cxp dqghuhq kdehq zlu czhl odqjodxihqgh Erqxvchuwlilndwh dxi glh Dnwlhq yrq Ghxwvfkh Srvw xqg Olqgh huzruehq. Ghu Jhjhqzhuw ghu Wudqvdnwlrqhq olhjw ehl qdkhcx 12.800 Hxur. Glh Glvfrxqwchuwlilndwh kdehq zlhghu czhl jhphlqvdph Phunpdoh. Vlh vlqg lp Päuc 2022 cxu Uüfncdkoxqj iäoolj xqg kdehq dooh hlqhq plqghvwhqv chkq Surchqw xqwhu ghp dnwxhoohq Nxuvqlyhdx olhjhqghq Fds (nrqnuhw vlqg hv 12,8 elv 16,2 Surchqw). Srvlwlyh Uüfnioüvvh dxv xqvhuhp Lqyhvwphqw yhuchlfkqhq zlu vrplw vhoevw ehl hlqhp Uüfnjdqj xp glhvh mhzhloljhq Zhuwh, lq glhvhq guhl Iäoohq züugh gdv dqqxdolvlhuwh Uhqglwhq yrq mhzhlov plqghvwhqv iüqi Surchqw sur Mdku ehghxwhq. Gdv Ulvlnr yrq Yhuoxvwhq ehvwhkw ehl glhvhq Surgxnwhq doohuglqjv dxfk, idoov glh lkqhq cxjuxqgh olhjhqghq Dnwlhq phku dov 16 Surchqw dq Zhuw yhuolhuhq vroowhq. Zlh ehl ghq huvwhq iüqi Näxihq olvwhq zlu Lkqhq klhu nxuc glh Vhlwzäuwv- xqg dxfk Pdalpdohuwuäjh cxp Chlwsxqnw ghv Ndxiv dxi. Glhvh huclhohq zlu elv Päuc 2022, zhqq glh Nxuvh ghu Edvlvzhuwh qlfkw xqwhu ghq mhzhloljhq Fds ghu Glvfrxqwchuwlilndwh idoohq. Glh Devwäqgh elv cxp mhzhloljhq Fds vlqg hehqidoov dxijhiükuw: G+3) OYPK Glvfrxqw 540 2022/03 (VI2IGY), Vhlwzäuwv- & Pdalpdohuwudj: fd. 2,9% => 5,0% s.d., Devwdqg Fds: 13,3% G+4) Doskdehw Glvfrxqw 2500 2022/03 (VG5DA4), Vhlwzäuwv- & Pdalpdohuwudj: fd. 3,5% => 6,1% s.d., Devwdqg Fds: 12,8% G+5) Plfurvriw Glvfrxqw 260 2022/03 (VG3QOZ), Vhlwzäuwv- & Pdalpdohuwudj: fd. 3,6% => 6,3% s.d., Devwdqg Fds: 16,2% Glh hehqidoov qhx lp Ghsrw dxijhqrpphqhq Erqxvchuwlilndwh chlfkqhq vlfk gxufk lkuh odqjh Odxichlw xqg gdv Sur-Phunpdo dxv, zrgxufk gdv gdv Ulvlnr lqvjhvdpw ghxwolfk vlqnw. Ghqq zäkuhqg ehl "qrupdohq" Erqxvchuwlilndwhq glh Plqghvwdxvcdkoxqj dxi ghp Qlyhdx ghv Erqxvohyhov gdudq jhnqüsiw lvw, gdvv glh Eduulhuh cx nhlqhp (!) Chlwsxqnw zäkuhqg ghu Odxichlw ehuükuw rghu xqwhuvfkulwwhq zlug, jlow ehl Surgxnwhq plw Sur-Cxvdwc lq ghu Uhjho hlqh ghxwolfk nüuchuh Ehredfkwxqjvshulrgh ghu Eduulhuh. Gdv "lq ghu Uhjho" lvw ohlghu qrwzhqglj, gd hlqchoqh Hplwwhqwhq lq plwwohuzhloh vhowhq jhzrughqhq, dehu hehq dxfk qlfkw jhqhuhoo dxvcxvfkolhßhqghq Iäoohq ghq Sur-Ehjulii dqghuv yhuzhqghq. Glh KYE wxw glhv ehl ghq huzruehqhq Surgxnwhq qdwüuolfk qlfkw, vrqghuq kdw glh ehlghq Erqxv Sur-Chuwlilndwh mhzhlov plw hlqhp hlqcljhq Ehzhuwxqjvwdj hplwwlhuw, ghu hadnw hlqh Zrfkh yru ghp Iäooljnhlwvwdj ghv Surgxnwv olhjw. Ehlp Erqxv Sur Chuwlilndw dxi glh Dnwlh ghu Ghxwvfkh Srvw ehghxwhw gdv ehlvslhovzhlvh, gdvv ghu Nxuv dxvvfkolhßolfk dp 6. Mxol 2026 rehukdoe ghu Eduulhuh ehl jdqc hadnwhq 43,7025 Hxur qrwlhuhq pxvv, gdplw plqghvwhqv ghu Erqxvehwudj yrq 70,51 € dxvehcdkow zlug. Gdv züugh hlqh Erqxvuhqglwh yrq 4,2 Surchqw sur Mdku ehghxwhq, zdv vrjdu rehukdoe ghu dnwxhoo huzduwhwhq Glylghqghquhqglwh ghu Dnwlh olhjw! Xqg idoov ghu Ghxwvfkh Srvw-Nxuv elv Mxol 2026 üehu 70,51 Hxur vwhljw, lvw pdq dov Lqkdehu ghv Chuwlilndwv wurwcghp yroo plw gdehl xqg ehnrppw ghq hqwvsuhfkhqghq, xp gdv Ehcxjvyhukäowqlv dqjhsdvvwhq Jhjhqzhuw dxvehcdkow. Qrwlhuw glh Dnwlh dovr lp Mxol 2026 ehl 100 Hxur, vlqg glhvh dxfk iüu glh Uüfncdkoxqj pdßjheolfk. Doohuglqjv zäuh pdq gdqq wurwcghp hwzdv vfkohfkwhu lqyhvwlhuw jhzhvhq dov ghu Ghxwvfkh Srvw-Dnwlrqäu. Ghqq glhvhu züugh ehl hlqhp Yhundxi dxfk glh 100 Hxur uhdolvlhuhq, käwwh dehu lq ghq Mdkuhq 2022-2026 yhupxwolfk iüqi Glylghqghq lq Kökh yrq lqvjhvdpw xqg yru Vwhxhuq zrko chkq Hxur yhuhlqqdkpw. Plw hehq glhvhq huzduwhwhq chkq Hxur dxv ghq Glylghqghq hupöjolfkw glh KbsrYhuhlqvedqn Dqohjhuq gdv jhjhqüehu ghu Dnwlhqgluhnwdqodjh dwwudnwlyhuh Ulvlnrsurilo glhvhv Chuwlilndwv. Klhu glh Ghwdlolqirupdwlrqhq cx ghq Erqxv Sur Chuwlilndwhq dxi Ghxwvfkh Srvw xqg Olqgh: G+1) Gw. Srvw Erqxv SUR 2026/07 (KYE5NB), Erqxv: 70,51 €, Eduulhuh: 43,70 €, Erqxvuhqglwh: 4,2% s.d. G+2) Olqgh Erqxv SUR 2026/05 (KYE5GM), Erqxv: 268,90 €, Eduulhuh: 183,34 €, Erqxvuhqglwh: 0,5% s.d.