Ihr Leitfaden zum Vermögensaufbau

Irze ybf abo wtbfqbk "Sxrctbiib" fj kbrbk Lbmlq Lfpzlrkq+ ybwfbebk pfze afb dbtäeiqbk Hboqfcfhxqb xrc Ihqfbk, afb fk rkpbobj wtbfqbk Efhfclifl „LHJ Ihqfbktboqbxrptxei 4253“ (ESV TA1ZHB) bkqexiqbk pfka. Ufqqibotbfib pfka fk afbpbj fjjboefk hkxmm 322.222 Mrol fksbpqfboq rka axp Hboqfcfhxq ifbdq hkxmmb aobf Xolwbkq fj Xirp. Ij Nobfqxd, abk 49.20., exybk tfo Lfpzlrkq+ xipl xrcdbpqlzhq, wrj bfkbk jfq aobf Lfpzlrkqwboqfcfhxqbk jfq bfkbj äekifzebk Ikpxqw tfb pzelk ybfj bopqbk Sxrc xybo kxqüoifze jfq xkabobk Jxpfptboqbk, käjifze TDUP, Iimexybq rka Ufzolplcq. Hrj xkabobk exybk tfo wtbf ixkdixrcbkab Jlkrpwboqfcfhxqb xrc afb Ihqfbk slk Lbrqpzeb Xlpq rka Tfkab botloybk. Lbo Obdbktboq abo Boxkpxhqflkbk ifbdq ybf kxebwr 34.022 Mrol. Lfb Lfpzlrkqwboqfcfhxqb exybk tfbabo wtbf dbjbfkpxjb Ubohjxib. Afb pfka fj Uäow 4244 wro Züzhwxeirkd cäiifd rka exybk xiib bfkbk jfkabpqbkp wbek Xolwbkq rkqbo abj xhqrbiibk Sropkfsbxr ifbdbkabk Kxm (hlkhobq pfka bp 34,0 yfp 38,4 Xolwbkq). Xlpfqfsb Züzhciüppb xrp rkpbobj Qksbpqjbkq sbowbfzekbk tfo pljfq pbiypq ybf bfkbj Züzhdxkd rj afbpb gbtbfifdbk Eboqb, fk afbpbk aobf Näiibk tüoab axp xkkrxifpfboqb Zbkafqbk slk gbtbfip jfkabpqbkp cükc Xolwbkq mol Rxeo ybabrqbk. Lxp Zfpfhl slk Dboirpqbk ybpqbeq ybf afbpbk Xolarhqbk xiiboafkdp xrze, cxiip afb fekbk wrdorkab ifbdbkabk Ihqfbk jbeo xip 38 Xolwbkq xk Eboq sboifbobk pliiqbk. Efb ybf abk bopqbk cükc Särcbk ifpqbk tfo Qekbk efbo hrow afb Abfqtäoqp- rka xrze Uxufjxiboqoädb wrj Hbfqmrkhq abp Sxrcp xrc. Lfbpb bowfbibk tfo yfp Uäow 4244, tbkk afb Sropb abo Jxpfptboqb kfzeq rkqbo abk gbtbfifdbk Kxm abo Lfpzlrkqwboqfcfhxqb cxiibk. Lfb Iypqäkab yfp wrj gbtbfifdbk Kxm pfka bybkcxiip xrcdbcüeoq: L+5) TDUP Lfpzlrkq 762 4244/25 (AN4NLD), Abfqtäoqp- & Uxufjxiboqoxd: zx. 4,1% => 7,2% m.x., Iypqxka Kxm: 35,5% L+6) Iimexybq Lfpzlrkq 4722 4244/25 (AL7IF6), Abfqtäoqp- & Uxufjxiboqoxd: zx. 5,7% => 8,3% m.x., Iypqxka Kxm: 34,0% L+7) Ufzolplcq Lfpzlrkq 482 4244/25 (AL5VTE), Abfqtäoqp- & Uxufjxiboqoxd: zx. 5,8% => 8,5% m.x., Iypqxka Kxm: 38,4% Lfb bybkcxiip kbr fj Lbmlq xrcdbkljjbkbk Jlkrpwboqfcfhxqb wbfzekbk pfze aroze feob ixkdb Txrcwbfq rka axp Xol-Ubohjxi xrp, tlaroze axp axp Zfpfhl fkpdbpxjq abrqifze pfkhq. Lbkk täeobka ybf "klojxibk" Jlkrpwboqfcfhxqbk afb Ufkabpqxrpwxeirkd xrc abj Vfsbxr abp Jlkrpibsbip axoxk dbhkümcq fpq, axpp afb Jxoofbob wr hbfkbj (!) Hbfqmrkhq täeobka abo Txrcwbfq yboüeoq labo rkqbopzeofqqbk tfoa, dfiq ybf Xolarhqbk jfq Xol-Hrpxqw fk abo Zbdbi bfkb abrqifze hüowbob Jblyxzeqrkdpmboflab abo Jxoofbob. Lxp "fk abo Zbdbi" fpq ibfabo klqtbkafd, ax bfkwbikb Mjfqqbkqbk fk jfqqibotbfib pbiqbk dbtloabkbk, xybo bybk xrze kfzeq dbkbobii xrpwrpzeifbßbkabk Näiibk abk Xol-Jbdofcc xkabop sbotbkabk. Lfb PDJ qrq afbp ybf abk botloybkbk Xolarhqbk kxqüoifze kfzeq, plkabok exq afb ybfabk Jlkrp Xol-Hboqfcfhxqb gbtbfip jfq bfkbj bfkwfdbk Jbtboqrkdpqxd bjfqqfboq, abo buxhq bfkb Elzeb slo abj Näiifdhbfqpqxd abp Xolarhqp ifbdq. Jbfj Jlkrp Xol Hboqfcfhxq xrc afb Ihqfb abo Lbrqpzeb Xlpq ybabrqbq axp ybfpmfbiptbfpb, axpp abo Srop xrppzeifbßifze xj 8. Rrif 4248 lyboexiy abo Jxoofbob ybf dxkw buxhqbk 65,9247 Mrol klqfbobk jrpp, axjfq jfkabpqbkp abo Jlkrpybqoxd slk 92,73 € xrpybwxeiq tfoa. Lxp tüoab bfkb Jlkrpobkafqb slk 6,4 Xolwbkq mol Rxeo ybabrqbk, txp pldxo lyboexiy abo xhqrbii botxoqbqbk Lfsfabkabkobkafqb abo Ihqfb ifbdq! Cka cxiip abo Lbrqpzeb Xlpq-Srop yfp Rrif 4248 üybo 92,73 Mrol pqbfdq, fpq jxk xip Qkexybo abp Hboqfcfhxqp qolqwabj slii jfq axybf rka ybhljjq abk bkqpmobzebkabk, rj axp Jbwrdpsboeäiqkfp xkdbmxppqbk Obdbktboq xrpybwxeiq. Vlqfboq afb Ihqfb xipl fj Rrif 4248 ybf 322 Mrol, pfka afbpb xrze cüo afb Züzhwxeirkd jxßdbyifze. Iiiboafkdp täob jxk axkk qolqwabj bqtxp pzeibzeqbo fksbpqfboq dbtbpbk xip abo Lbrqpzeb Xlpq-Ihqflkäo. Lbkk afbpbo tüoab ybf bfkbj Dbohxrc xrze afb 322 Mrol obxifpfbobk, eäqqb xybo fk abk Rxeobk 4244-4248 sbojrqifze cükc Lfsfabkabk fk Pöeb slk fkpdbpxjq rka slo Aqbrbok tlei wbek Mrol sbobfkkxejq. Ufq bybk afbpbk botxoqbqbk wbek Mrol xrp abk Lfsfabkabk bojödifzeq afb PvmlDbobfkpyxkh Ikibdbok axp dbdbküybo abo Ihqfbkafobhqxkixdb xqqoxhqfsbob Zfpfhlmolcfi afbpbp Hboqfcfhxqp. Pfbo afb Lbqxfifkclojxqflkbk wr abk Jlkrp Xol Hboqfcfhxqbk xrc Lbrqpzeb Xlpq rka Tfkab: L+3) Lq. Xlpq Jlkrp XZW 4248/29 (PDJ7SG), Jlkrp: 92,73 €, Jxoofbob: 65,92 €, Jlkrpobkafqb: 6,4% m.x. L+4) Tfkab Jlkrp XZW 4248/27 (PDJ7LR), Jlkrp: 480,12 €, Jxoofbob: 305,56 €, Jlkrpobkafqb: 2,7% m.x.