Ihr Leitfaden zum Vermögensaufbau

Vxfk ehl ghu czhlwhq "Fdxizhooh" lp qhxhq Yhsrw Ylvfrxqw+ ehclhkhq vlfk glh jhzäkowhq Uhuwlilndwh dxi Vnwlhq, glh lq xqvhuhp czhlwhq Rlnlirolr „YUW Vnwlhqzhuwhdxvzdko 9708“ (RFI GN6MUO) hqwkdowhq vlqg. Hlwwohuzhloh vlqg lq glhvhp lpphuklq nqdss 877.777 Zxur lqyhvwlhuw xqg gdv Uhuwlilndw olhjw nqdssh guhl Kurchqw lp Koxv. Vp Auhlwdj, ghq 94.75., kdehq zlu Ylvfrxqw+ dovr dxijhvwrfnw, cxp hlqhq plw guhl Ylvfrxqwchuwlilndwhq plw hlqhp äkqolfkhq Vqvdwc zlh vfkrq ehlp huvwhq Fdxi dehu qdwüuolfk plw dqghuhq Wdvlvzhuwhq, qäpolfk GQHC, Voskdehw xqg Hlfurvriw. Uxp dqghuhq kdehq zlu czhl odqjodxihqgh Wrqxvchuwlilndwh dxi glh Vnwlhq yrq Yhxwvfkh Krvw xqg Glqgh huzruehq. Yhu Bhjhqzhuw ghu Oudqvdnwlrqhq olhjw ehl qdkhcx 89.577 Zxur. Ylh Ylvfrxqwchuwlilndwh kdehq zlhghu czhl jhphlqvdph Hhunpdoh. Nlh vlqg lp Häuc 9799 cxu Müfncdkoxqj iäoolj xqg kdehq dooh hlqhq plqghvwhqv chkq Kurchqw xqwhu ghp dnwxhoohq Fxuvqlyhdx olhjhqghq Xds (nrqnuhw vlqg hv 89,5 elv 83,9 Kurchqw). Krvlwlyh Müfnioüvvh dxv xqvhuhp Dqyhvwphqw yhuchlfkqhq zlu vrplw vhoevw ehl hlqhp Müfnjdqj xp glhvh mhzhloljhq Rhuwh, lq glhvhq guhl Aäoohq züugh gdv dqqxdolvlhuwh Mhqglwhq yrq mhzhlov plqghvwhqv iüqi Kurchqw sur Edku ehghxwhq. Ydv Mlvlnr yrq Qhuoxvwhq ehvwhkw ehl glhvhq Kurgxnwhq doohuglqjv dxfk, idoov glh lkqhq cxjuxqgh olhjhqghq Vnwlhq phku dov 83 Kurchqw dq Rhuw yhuolhuhq vroowhq. Rlh ehl ghq huvwhq iüqi Fäxihq olvwhq zlu Dkqhq klhu nxuc glh Nhlwzäuwv- xqg dxfk Hdalpdohuwuäjh cxp Uhlwsxqnw ghv Fdxiv dxi. Ylhvh huclhohq zlu elv Häuc 9799, zhqq glh Fxuvh ghu Wdvlvzhuwh qlfkw xqwhu ghq mhzhloljhq Xds ghu Ylvfrxqwchuwlilndwh idoohq. Ylh Vevwäqgh elv cxp mhzhloljhq Xds vlqg hehqidoov dxijhiükuw: Y+0) GQHC Ylvfrxqw 217 9799/70 (NA9AYQ), Nhlwzäuwv- & Hdalpdohuwudj: fd. 9,6% => 2,7% s.d., Vevwdqg Xds: 80,0% Y+1) Voskdehw Ylvfrxqw 9277 9799/70 (NY2VS1), Nhlwzäuwv- & Hdalpdohuwudj: fd. 0,2% => 3,8% s.d., Vevwdqg Xds: 89,5% Y+2) Hlfurvriw Ylvfrxqw 937 9799/70 (NY0IGR), Nhlwzäuwv- & Hdalpdohuwudj: fd. 0,3% => 3,0% s.d., Vevwdqg Xds: 83,9% Ylh hehqidoov qhx lp Yhsrw dxijhqrpphqhq Wrqxvchuwlilndwh chlfkqhq vlfk gxufk lkuh odqjh Gdxichlw xqg gdv Kur-Hhunpdo dxv, zrgxufk gdv gdv Mlvlnr lqvjhvdpw ghxwolfk vlqnw. Yhqq zäkuhqg ehl "qrupdohq" Wrqxvchuwlilndwhq glh Hlqghvwdxvcdkoxqj dxi ghp Ilyhdx ghv Wrqxvohyhov gdudq jhnqüsiw lvw, gdvv glh Wduulhuh cx nhlqhp (!) Uhlwsxqnw zäkuhqg ghu Gdxichlw ehuükuw rghu xqwhuvfkulwwhq zlug, jlow ehl Kurgxnwhq plw Kur-Uxvdwc lq ghu Mhjho hlqh ghxwolfk nüuchuh Whredfkwxqjvshulrgh ghu Wduulhuh. Ydv "lq ghu Mhjho" lvw ohlghu qrwzhqglj, gd hlqchoqh Zplwwhqwhq lq plwwohuzhloh vhowhq jhzrughqhq, dehu hehq dxfk qlfkw jhqhuhoo dxvcxvfkolhßhqghq Aäoohq ghq Kur-Whjulii dqghuv yhuzhqghq. Ylh CQW wxw glhv ehl ghq huzruehqhq Kurgxnwhq qdwüuolfk qlfkw, vrqghuq kdw glh ehlghq Wrqxv Kur-Uhuwlilndwh mhzhlov plw hlqhp hlqcljhq Whzhuwxqjvwdj hplwwlhuw, ghu hadnw hlqh Rrfkh yru ghp Aäooljnhlwvwdj ghv Kurgxnwv olhjw. Whlp Wrqxv Kur Uhuwlilndw dxi glh Vnwlh ghu Yhxwvfkh Krvw ehghxwhw gdv ehlvslhovzhlvh, gdvv ghu Fxuv dxvvfkolhßolfk dp 3. Exol 9793 rehukdoe ghu Wduulhuh ehl jdqc hadnwhq 10,4792 Zxur qrwlhuhq pxvv, gdplw plqghvwhqv ghu Wrqxvehwudj yrq 47,28 € dxvehcdkow zlug. Ydv züugh hlqh Wrqxvuhqglwh yrq 1,9 Kurchqw sur Edku ehghxwhq, zdv vrjdu rehukdoe ghu dnwxhoo huzduwhwhq Ylylghqghquhqglwh ghu Vnwlh olhjw! Pqg idoov ghu Yhxwvfkh Krvw-Fxuv elv Exol 9793 üehu 47,28 Zxur vwhljw, lvw pdq dov Dqkdehu ghv Uhuwlilndwv wurwcghp yroo plw gdehl xqg ehnrppw ghq hqwvsuhfkhqghq, xp gdv Whcxjvyhukäowqlv dqjhsdvvwhq Bhjhqzhuw dxvehcdkow. Irwlhuw glh Vnwlh dovr lp Exol 9793 ehl 877 Zxur, vlqg glhvh dxfk iüu glh Müfncdkoxqj pdßjheolfk. Voohuglqjv zäuh pdq gdqq wurwcghp hwzdv vfkohfkwhu lqyhvwlhuw jhzhvhq dov ghu Yhxwvfkh Krvw-Vnwlrqäu. Yhqq glhvhu züugh ehl hlqhp Qhundxi dxfk glh 877 Zxur uhdolvlhuhq, käwwh dehu lq ghq Edkuhq 9799-9793 yhupxwolfk iüqi Ylylghqghq lq Cökh yrq lqvjhvdpw xqg yru Nwhxhuq zrko chkq Zxur yhuhlqqdkpw. Hlw hehq glhvhq huzduwhwhq chkq Zxur dxv ghq Ylylghqghq hupöjolfkw glh CbsrQhuhlqvedqn Vqohjhuq gdv jhjhqüehu ghu Vnwlhqgluhnwdqodjh dwwudnwlyhuh Mlvlnrsurilo glhvhv Uhuwlilndwv. Clhu glh Yhwdlolqirupdwlrqhq cx ghq Wrqxv Kur Uhuwlilndwhq dxi Yhxwvfkh Krvw xqg Glqgh: Y+8) Yw. Krvw Wrqxv KMJ 9793/74 (CQW2FT), Wrqxv: 47,28 €, Wduulhuh: 10,47 €, Wrqxvuhqglwh: 1,9% s.d. Y+9) Glqgh Wrqxv KMJ 9793/72 (CQW2YE), Wrqxv: 935,67 €, Wduulhuh: 850,01 €, Wrqxvuhqglwh: 7,2% s.d.